Buy to let

• Products
  • Buy to let mortgages

    • Buy to let mortgages:

      Up to 80% LTV available

      Applications in individual name

      Maximum loan £3m

      View products
  • Buy to let product transfer

    • Buy to let product transfer

      New mortgage products for existing customers

      Online submission available for some accounts

      No underwriting assessment required

      View products
  • Buy to let further advances

    • Additional borrowing

      For existing customers requiring additional borrowing

      Term must not exceed that of the original mortgage

      Exclusions apply on use of funds

      View products
• Criteria

  • Buy to let Criteria

    Adverse credit

    Applicant

    Fees

    Income

    Property

    Criteria
• Calculator
  • Buy to let calculator

    • Buy to let

      First-time landlords

      Expanding a portfolio

      Remortgages

      View
  • Income-backed calculator

    • Income-backed calculator

      Landlords with strong income

      Low residential leverage

      Low-yielding rent

      View
  • Further advance calculator
• Literature
  • Non-portfolio app forms

    • Non-portfolio app forms

      Mortgage application form

      Consents and declarations

      Direct debit mandate

      Buy to let property schedule

      View

  • Portfolio app forms

    • Portfolio app forms

      Mortgage application form

      Consents and declarations

      Direct debit mandate

      Additional applicants application form

      Buy to let property schedule

      Business plan

      View

  • Further advance app form

    • Further advance app form

      Further advance AIP and application form

      View

  • Product transfer app form

    • Product transfer app form

      Product transfer broker authorisation form

      View

  • Downloads for solicitors

    • Downloads for solicitors

      Solicitor instructions

      Solicitor registration form

      Certificate of title

      Consent and undertaking

      Mortgage deed

      Mortgage terms and conditions

      Deed of postponement

      View

  • Guides

    • Guides

      Buy to let mortgage products guide

      Broker portal user guide

      Portfolio submission platform (BTL Hub) user guide

      View

  • Client reference sheets

    • Client reference sheets

      Fees and charges

      View

• Placing business
  • Submitting non-portfolio apps

    • Submitting non-portfolio apps

      Register

      Log in to the portal

      Select your journey

      Produce an illustration

      Submit an AIP

      Submit your full app

      Completion

       

      Place case

  • Submitting portfolio apps

    • Submitting portfolio apps

      Register

      Log in to the portal

      Select your journey

      Produce an illustration

      Submit an AIP

      Submit your full app

      Completion

      Place case

  • Submitting further advances

    • Submitting further advances

      Complete form

      Email

      Completion

      Place case

  • Submitting product transfers

    • Submitting product transfers

      Use the correct online or paper process

      Submit a product transfer request

      Confirmation and completion

      Place case

  • Request a transfer of equity

    • Submitting a transfer of equity

      Contact us

      Place case

  • Transfer to limited company

    • Transfer to a limited company

      Ensure eligibility

      Gather required details and forms

      Contact our team

      Completion

      Place case

• Products

  • Buy to let mortgages
  • Buy to let product transfer
  • Buy to let further advances
• • Criteria
• Calculator

  • Buy to let calculator
  • Income-backed calculator
  • Further advance calculator
• Literature
• Placing business

Residential

• Products
  • Residential mortgage products

    • Prime loans:

      Up to 90% LTV available

      Minimum loan £50k

      Maximum loan £3m

      Near Prime 1:

      Up to 85% LTV available

      Minimum property value £75k

      Maximum loan £3m

      View products
  • Shared ownership mortgages

    • Shared ownership mortgages:

      Part own/part rent mortgages

      Up to 100% maximum share

      View products
  • Residential product transfer

    • Residential product transfer

      New mortgage products for existing customers

      Online submission available for some accounts

      No underwriting assessment required

      View products
  • Residential further advance

    • Residential further advance

      For existing customers requiring additional borrowing

      Term must not exceed that of the original mortgage

      Exclusions apply on use of funds

      View products
• Criteria

  • Residential Criteria

    Adverse credit

    Applicant

    Fees

    Income

    Property

    Criteria
• Calculator
  • Resi Calculator

    • Buy to let

      First-time buyers

      Expanding a portfolio

      Remortgages

      Resi Calculator
• Literature
  • Residential app forms

    • Residential app forms

      Mortgage application form

      Additional applicants application form

      Consents and declarations

      Direct debit mandate

      Buy to let property schedule

      View

  • Further advance app forms

    • Further advance app forms

      Further advance AIP and application form

      View

  • Product transfer app forms

    • Product transfer app forms

      Product transfer broker authorisation form

      View

  • Porting app form

    • Porting app form

      Mortgage porting app form

      View

  • Downloads for solicitors

    • Downloads for solicitors

      Solicitor instructions

      Solicitor registration form

      Certificate of title

      Consent and undertaking

      Mortgage deed

      Terms and conditions

      Deed of postponement

      View

  • Guides

    • Guides

      Residential mortgage product guide

      Broker portal user guide

      Portfolio submission platform (BTL Hub) user guide

      View

  • Client reference sheets

    • Client reference sheets

      Fees and charges

      View

• Placing business
  • Submitting new apps

    • Submitting a new app

      Register

      Log in to the portal

      Produce an illustration

      Submit an AIP

      Submit your full application

      Completion

      Place case

  • Submitting further advances

    • Submitting further advances

      Complete form

      Email

      Completion

      Place case

       

  • Submitting product transfers

    • Submitting product transfers

      Use the correct online or paper process

      Submit a product transfer request

      Confirmation and completion

      Place case

  • Submitting porting apps

    • Submitting porting apps

      Complete form

      Email

      Completion

      Place case

  • Request a transfer of equity

    • Submitting transfer of equity

      Contact us

      Place case

• Products

  • Residential mortgage products
  • Shared ownership mortgages
  • Residential product transfer
  • Residential further advance
• • Criteria
• Calculator

  • Resi Calculator
• Literature
• Placing business

Online criteria guide