Product Finder

Buy to let product transfer

Our buy to let product transfer rates for clients switching their Kent Reliance mortgage.

  • Earn a proc fee
  • Online submission
  • No underwriting assessment required
    • Minimum loan £1,000
    • Maximum loan £3,000,000
    • Repayment terms available
    • Interest-only terms available
    • Up to 85% LTV
    • Product fees apply
MSV LTV Mortgage type Term Initial rate Product fee ERC Product code
N/A 65% Discounted variable 2 3.84% 0.75%

No

00940 KCHB1609
N/A 65% Fixed 2 3.79% 0.75%

Yes

00941 KCHB1609
N/A 65% Fixed 5 3.79% 1%

Yes

01404 KCHB18F5
N/A 75% Discounted variable 2 4.04% 0.75%

No

00675 KCHB1605
N/A 75% Fixed 2 3.99% 0.75%

Yes

00676 KCHB1605
N/A 75% Fixed 5 3.79% 1%

Yes

01108 KCHB17F5
N/A 80% Discounted variable 2 4.54% 0.75%

No

00679 KCHB1605
N/A 80% Fixed 2 4.49% 0.75%

Yes

00680 KCHB1605
N/A 80% Fixed 5 4.39% 1%

Yes

01223 KCHB17F5
N/A 85% Discounted variable 2 5.24% 1.25%

No

00560 KCHB1512
N/A 85% Fixed 2 5.19% 1.25%

Yes

00561 KCHB1512
N/A 85% Fixed 5 5.29% 1.25%

Yes

01224 KCHB17F5
MSV LTV Type Rate Term Product fee ERC Product code
N/A 65% Discounted variable 3.84% 2 0.75%

No

00940 KCHB1609
N/A 65% Fixed 3.79% 2 0.75%

Yes

00941 KCHB1609
N/A 65% Fixed 3.79% 5 1%

Yes

01404 KCHB18F5
N/A 75% Discounted variable 4.04% 2 0.75%

No

00675 KCHB1605
N/A 75% Fixed 3.99% 2 0.75%

Yes

00676 KCHB1605
N/A 75% Fixed 3.79% 5 1%

Yes

01108 KCHB17F5
N/A 80% Discounted variable 4.54% 2 0.75%

No

00679 KCHB1605
N/A 80% Fixed 4.49% 2 0.75%

Yes

00680 KCHB1605
N/A 80% Fixed 4.39% 5 1%

Yes

01223 KCHB17F5
N/A 85% Discounted variable 5.24% 2 1.25%

No

00560 KCHB1512
N/A 85% Fixed 5.19% 2 1.25%

Yes

00561 KCHB1512
N/A 85% Fixed 5.29% 5 1.25%

Yes

01224 KCHB17F5

Terms and conditions

All mortgage products are subject to availability of funds and can be withdrawn at any time.

ERCs may be incurred on full redemption or repayment of capital.

At the end of any initial deal, the interest rate will revert to the standard variable rate. The standard variable rate can vary in line with the general level of interest rates and economic conditions.

If your client makes any lump sum payments or repays the loan within a special deal period, an early repayment charge may be payable. Please refer to the early repayment charge section of the table for details. Payments up to a maximum of £499 per month can be made without incurring an early repayment charge.

Interest is added to the mortgage account for the period from the date the loan is made until the last day of that month. Thereafter, interest is charged monthly on the balance outstanding at the end of the last month. Payments in excess of the required monthly payment will have the effect of reducing the balance outstanding and the amount of interest to be paid.

Buy to let loans are not regulated mortgages.

For interest only or part repayment/part interest only, it's your client's responsibility to ensure they have sufficient funds available at the end of the term with which to repay the loan.

All loans are subject to availability, status, valuation and approval, and are available in England and Wales only. Applicants must be aged 25 or over. Maximum age at the end of the mortgage term is 85. Written quotations are available on request.

OneSavings Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registered number 530504) for general insurance intermediation and regulated mortgages.

Download the full mortgage terms and conditions.

YOUR CLIENT'S HOME MAY BE REPOSSESSED IF THEY DO NOT KEEP UP REPAYMENTS ON THEIR MORTGAGE

    • Minimum loan £1,000
    • Maximum loan £3,000,000
    • Repayment terms available
    • Interest-only terms available
    • Up to 85% LTV
    • Product fees apply
MSV LTV Mortgage type Term Initial rate Product fee ERC Product code
N/A 65% Discounted variable 2 3.49% 0.75%

No

01117 SCHB1702
N/A 65% Fixed 2 3.19% 0.75%

;Yes

01118 SCHB1702
N/A 65% Fixed 5 3.79% 1%

Yes

01405 SCHB18F5
N/A 75% Discounted variable 2 3.69% 0.75%

No

01121 SCHB1702
N/A 75% Fixed 2 3.39% 0.75%

Yes

01122 SCHB1702
N/A 75% Fixed 5 3.79% 1%

Yes

01124 SCHB17F5
N/A 80% Discounted variable 2 3.99% 0.75%

No

01125 SCHB1702
N/A 80% Fixed 2 3.69% 0.75%

Yes

01126 SCHB1702
N/A 80% Fixed 5 4.39% 1%

Yes

01227 SCHB17F5
N/A 85% Discounted variable 2 4.89% 1.25%

No

01129 SCHB1702
N/A 85% Fixed 2 4.59% 1.25%

Yes

01130 SCHB1702
N/A 85% Fixed 5 5.29% 1.25%

Yes

01128 SCHB17F5
MSV LTV Type Rate Term Product fee ERC Product code
N/A 65% Discounted variable 3.49% 2 0.75%

No

01117 SCHB1702
N/A 65% Fixed 3.19% 2 0.75%

;Yes

01118 SCHB1702
N/A 65% Fixed 3.79% 5 1%

Yes

01405 SCHB18F5
N/A 75% Discounted variable 3.69% 2 0.75%

No

01121 SCHB1702
N/A 75% Fixed 3.39% 2 0.75%

Yes

01122 SCHB1702
N/A 75% Fixed 3.79% 5 1%

Yes

01124 SCHB17F5
N/A 80% Discounted variable 3.99% 2 0.75%

No

01125 SCHB1702
N/A 80% Fixed 3.69% 2 0.75%

Yes

01126 SCHB1702
N/A 80% Fixed 4.39% 5 1%

Yes

01227 SCHB17F5
N/A 85% Discounted variable 4.89% 2 1.25%

No

01129 SCHB1702
N/A 85% Fixed 4.59% 2 1.25%

Yes

01130 SCHB1702
N/A 85% Fixed 5.29% 5 1.25%

Yes

01128 SCHB17F5

Terms and conditions

At the end of any initial deal, the interest rate will revert to the standard variable rate. The standard variable rate can vary in line with the general level of interest rates and economic conditions.

If your client makes any lump sum payments or repays the loan within a special deal period, an early repayment charge may be payable. Please refer to the early repayment charge section of the table for details. Payments up to a maximum of £499 per month can be made without incurring an early repayment charge.

Interest is added to the mortgage account for the period from the date the loan is made until the last day of that month. Thereafter, interest is charged monthly on the balance outstanding at the end of the last month. Payments in excess of the required monthly payment will have the effect of reducing the balance outstanding and the amount of interest to be paid.

All mortgage products are subject to availability of funds and can be withdrawn at any time.

Buy to let loans are not regulated mortgages. Consumer buy to let mortgages are regulated by the Mortgage Credit Directive Order 2015.

For interest only or part repayment/part interest only, it's your client's responsibility to ensure they have sufficient funds available at the end of the term with which to repay the loan.

All loans are subject to availability, status, valuation and approval, and are available in England and Wales only. Applicants must be aged 25 or over. Maximum age at the end of the mortgage term is 85. Written quotations are available on request.

OneSavings Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registered number 530504) for general insurance intermediation and regulated mortgages.

Download the full mortgage terms and conditions.

YOUR CLIENT'S HOME MAY BE REPOSSESSED IF THEY DO NOT KEEP UP REPAYMENTS ON THEIR MORTGAGE

    • Minimum loan £1,000
    • Maximum loan £3,000,000
    • Repayment terms available
    • Interest-only terms available
    • Up to 75% LTV
    • Product fees apply
MSV LTV Mortgage type Term Initial rate Product fee ERC Product code
N/A 75% Discounted variable 2 4.29% 1%

Yes

01141 KCHE1704
N/A 75% Fixed 2 3.99% 1%

Yes

01142 KCHE1704
N/A 75% Fixed 3 4.19% 1%

Yes

01143 KCHE1704
N/A 75% Fixed 5 4.49% 1%

Yes

01144 KCHE17F5
MSV LTV Type Rate Term Product fee ERC Product code
N/A 75% Discounted variable 4.29% 2 1%

Yes

01141 KCHE1704
N/A 75% Fixed 3.99% 2 1%

Yes

01142 KCHE1704
N/A 75% Fixed 4.19% 3 1%

Yes

01143 KCHE1704
N/A 75% Fixed 4.49% 5 1%

Yes

01144 KCHE17F5

Terms and conditions

At the end of any initial deal, the interest rate will revert to the standard variable rate. The standard variable rate can vary in line with the general level of interest rates and economic conditions.

If your client makes any lump sum payments or repays the loan within a special deal period, an early repayment charge may be payable. Please refer to the early repayment charge section of the table for details. Payments up to a maximum of £499 per month can be made without incurring an early repayment charge.

Interest is added to the mortgage account for the period from the date the loan is made until the last day of that month. Thereafter, interest is charged monthly on the balance outstanding at the end of the last month. Payments in excess of the required monthly payment will have the effect of reducing the balance outstanding and the amount of interest to be paid.

All mortgage products are subject to availability of funds and can be withdrawn at any time.

Buy to let loans are not regulated mortgages. Consumer buy to let mortgages are regulated by the Mortgage Credit Directive Order 2015.

For interest only or part repayment/part interest only, it's your client's responsibility to ensure they have sufficient funds available at the end of the term with which to repay the loan.

All loans are subject to availability, status, valuation and approval, and are available in England and Wales only. Applicants must be aged 25 or over. Maximum age at the end of the mortgage term is 85. Written quotations are available on request.

OneSavings Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registered number 530504) for general insurance intermediation and regulated mortgages.

Download the full mortgage terms and conditions.

YOUR CLIENT'S HOME MAY BE REPOSSESSED IF THEY DO NOT KEEP UP REPAYMENTS ON THEIR MORTGAGE

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