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Buy to let
- Products
  - Buy to let mortgages
    
    Our top highlights:
    
    Up to 85% LTV
    
    £0 product fee options available
    
    No maximum loan amount on selected products
    
    View products
  - Buy to let product transfer
    
    Our top highlights:
    
    New mortgage products for existing customers
    
    Online submission available for some accounts
    
    No underwriting assessment required
    
    View products
  - Buy to let further advances
    
    Additional borrowing
    
    For existing customers requiring additional borrowing
    
    Term must not exceed that of the original mortgage
    
    Exclusions apply on use of funds
    
    View products
- Criteria
  - Buy to let Criteria
    
    Adverse credit
    
    Applicant
    
    Fees
    
    Income
    
    Property
    
    Criteria
- Calculator
  - Buy to let calculator
    
    Buy to let
    
    First-time landlords
    
    Expanding a portfolio
    
    Remortgages
    
    View
  - Income-backed calculator
    
    Income-backed calculator
    
    Landlords with strong income
    
    Low residential leverage
    
    Low-yielding rent
    
    View
  - Further advance calculator
- Literature
  - Non-portfolio app forms
    
    Non-portfolio app forms
    
    Mortgage application form
    
    Consents and declarations
    
    Direct debit mandate
    
    Buy to let property schedule
    
    View
  - Portfolio app forms
    
    Portfolio app forms
    
    Mortgage application form
    
    Consents and declarations
    
    Direct debit mandate
    
    Additional applicants application form
    
    Buy to let property schedule
    
    Business plan
    
    View
  - Further advance app form
    
    Further advance app form
    
    Further advance AIP and application form
    
    View
  - Product transfer app form
    
    Product transfer app form
    
    Product transfer broker authorisation form
    
    View
  - Downloads for solicitors
    
    Downloads for solicitors
    
    Solicitor instructions
    
    Solicitor registration form
    
    Certificate of title
    
    Consent and undertaking
    
    Mortgage deed
    
    Mortgage terms and conditions
    
    Deed of postponement
    
    View
  - Guides
    
    Guides
    
    Buy to let mortgage products guide
    
    Broker portal user guide
    
    Portfolio submission platform (BTL Hub) user guide
    
    View
  - Client reference sheets
    
    Client reference sheets
    
    Fees and charges
    
    View
- Placing business
  - Submitting non-portfolio apps
    
    Submitting non-portfolio apps
    
    Register
    
    Log in to the portal
    
    Select your journey
    
    Produce an illustration
    
    Submit an AIP
    
    Submit your full app
    
    Completion
    
    Place case
  - Submitting portfolio apps
    
    Submitting portfolio apps
    
    Register
    
    Log in to the portal
    
    Select your journey
    
    Produce an illustration
    
    Submit an AIP
    
    Submit your full app
    
    Completion
    
    Place case
  - Submitting further advances
    
    Submitting further advances
    
    Complete form
    
    Email
    
    Completion
    
    Place case
  - Submitting product transfers
    
    Submitting product transfers
    
    Use the correct online or paper process
    
    Submit a product transfer request
    
    Confirmation and completion
    
    Place case
  - Request a transfer of equity
    
    Submitting a transfer of equity
    
    Contact us
    
    Place case
  - Transfer to limited company
    
    Transfer to a limited company
    
    Ensure eligibility
    
    Gather required details and forms
    
    Contact our team
    
    Completion
    
    Place case
Residential
- Products
  - Residential mortgage products
    
    Our top highlights:
    
    Up to 95% LTV
    
    No maximum property value
    
    No maximum loan on selected products
    
    View products
  - Shared ownership mortgages
    
    Our top highlights:
    
    Part own/part rent mortgages
    
    Up to 100% maximum share
    
    View products
  - Residential product transfer
    
    Our top highlights:
    
    New mortgage products for existing customers
    
    Online submission available for some accounts
    
    No underwriting assessment required
    
    View products
  - Residential further advance
    
    Our top highlights:
    
    For existing customers requiring additional borrowing
    
    Term must not exceed that of the original mortgage
    
    Exclusions apply on use of funds
    
    View products
- Criteria
  - Residential Criteria
    
    Adverse credit
    
    Applicant
    
    Fees
    
    Income
    
    Property
    
    Criteria
- Calculator
  - Residential calculator
    
    Residential calculator
    
    High net worth individuals
    
    Self-employed applicants
    
    Young professionals
    
    Residential calculator
- Literature
  - Residential app forms
    
    Residential app forms
    
    Mortgage application form
    
    Additional applicants application form
    
    Consents and declarations
    
    Direct debit mandate
    
    Buy to let property schedule
    
    View
  - Further advance app forms
    
    Further advance app forms
    
    Further advance AIP and application form
    
    View
  - Product transfer app forms
    
    Product transfer app forms
    
    Product transfer broker authorisation form
    
    View
  - Porting app form
    
    Porting app form
    
    Mortgage porting app form
    
    View
  - Downloads for solicitors
    
    Downloads for solicitors
    
    Solicitor instructions
    
    Solicitor registration form
    
    Certificate of title
    
    Consent and undertaking
    
    Mortgage deed
    
    Terms and conditions
    
    Deed of postponement
    
    View
  - Guides
    
    Guides
    
    Residential mortgage product guide
    
    Broker portal user guide
    
    Portfolio submission platform (BTL Hub) user guide
    
    View
  - Client reference sheets
    
    Client reference sheets
    
    Fees and charges
    
    View
- Placing business
  - Submitting new apps
    
    Submitting a new app
    
    Register
    
    Log in to the portal
    
    Produce an illustration
    
    Submit an AIP
    
    Submit your full application
    
    Completion
    
    Place case
  - Submitting further advances
    
    Submitting further advances
    
    Complete form
    
    Email
    
    Completion
    
    Place case
  - Submitting product transfers
    
    Submitting product transfers
    
    Use the correct online or paper process
    
    Submit a product transfer request
    
    Confirmation and completion
    
    Place case
  - Submitting porting apps
    
    Submitting porting apps
    
    Complete form
    
    Email
    
    Completion
    
    Place case
  - Request a transfer of equity
    
    Submitting transfer of equity
    
    Contact us
    
    Place case

Buy to let

Residential

Info

Product Finder

Your case submissions made simple

We want to make it as easy as possible for you to do business with us.

Whether you’re submitting a new case, updating an existing application or looking to carry out a product transfer, this page gives you a clear breakdown of the log in options available to you.

Upcoming maintenance

Please note that due to scheduled essential maintenance, choices and the broker portal will be unavailable between the following times:

• 6pm on Tuesday 5 July 2022 - 7pm on Tuesday 5 July 2022
• 7am on Sunday 10 July 2022 - 12pm on Sunday 10 July 2022

We apologise for any inconvenience caused.

Our submission options, please choose one of the following:

For new applications
- Log into our new broker portal to create a new illustration, AIP or review the pipeline of an application.
Create and manage application
For product transfers
- Product transfer submissions must be via a mortgage club, with mortgage accounts starting with ‘08’.
  
  If the account number starts with ‘700’ or you’re not submitting via a club, click here.
Submit transfer
BTL hub access
- Please complete our property schedule and upload it to the BTL Hub to support a PRA portfolio landlord application.
Further information

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Our top highlights:

Our top highlights:

Additional borrowing

Buy to let Criteria

Buy to let

Income-backed calculator

Non-portfolio app forms

Portfolio app forms

Further advance app form

Product transfer app form

Downloads for solicitors

Guides

Client reference sheets

Submitting non-portfolio apps

Submitting portfolio apps

Submitting further advances

Submitting product transfers

Submitting a transfer of equity

Transfer to a limited company

Our top highlights:

Our top highlights:

Our top highlights:

Our top highlights:

Residential Criteria

Residential calculator

Residential app forms

Further advance app forms

Product transfer app forms

Porting app form

Downloads for solicitors

Guides

Client reference sheets

Submitting a new app

Submitting further advances

Submitting product transfers

Submitting porting apps

Submitting transfer of equity

Our top highlights:

Our top highlights:

Additional borrowing

Buy to let Criteria

Buy to let

Income-backed calculator

Non-portfolio app forms

Portfolio app forms

Further advance app form

Product transfer app form

Downloads for solicitors

Guides

Client reference sheets

Submitting non-portfolio apps

Submitting portfolio apps

Submitting further advances

Submitting product transfers

Submitting a transfer of equity

Transfer to a limited company

Our top highlights:

Our top highlights:

Our top highlights:

Our top highlights:

Residential Criteria

Residential calculator

Residential app forms

Further advance app forms

Product transfer app forms

Porting app form

Downloads for solicitors

Guides

Client reference sheets

Submitting a new app

Submitting further advances

Submitting product transfers

Submitting porting apps

Submitting transfer of equity

Your case submissions made simple

Upcoming maintenance

We’re sorry.

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