Product Finder
Fixed and Percentage Fee options
No maximum loan on selected products
Available for purchase and remortgage
£75,000 minimum property value
Providing handcrafted solutions for your clients

We can support a wide range of client types. Whether they’re a newly qualified doctor taking their first steps in the medical profession or a sole trading electrician with years of experience under their belt, our common-sense, manual underwriting provides the flexibility to consider every income type on its own merits, helping provide handcrafted solutions.

We consider 100% of secondary income in many scenarios.

We accept multi-source income from employment, self-employment or a combination of both.

We accept earnings from professional landlords as a full time income source.

Properties bought for cash and renovated to increase their value can be considered for remortgaging within six months of ownership providing this can be fully evidenced.

We accept applications with a minimum of 1 years’ accounts.

We can work on a projection for year two based on an uplift of up to 30% of the first year’s figures.

For your high net worth clients we have options available with no maximum loan amount.

Complex income sources such as sportspersons, musicians and actors are understood and considered.

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