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Product Finder

Residential further advances

View our residential additional borrowing rates.

  • CHAPS fee on application
  • Breakdown of borrowing required
  • Exclusions on use of funds
    • Up to 90% LTV
    • Minimum loan £15,000
    • Maximum loan £1,000,000
    • Porting available
    • Repayment terms available
    • Interest-only/part and part terms by exception
MSV LTV Mortgage type Term Initial rate Product fee ERC Product code
N/A 85% Discounted variable 2 3.42% 0.25%

No

01446 KFAR1901
N/A 85% Fixed 2 3.37% 0.25%

Yes

01447 KFAR1901
N/A 85% Fixed 5 3.77% 0.25%

Yes

01448 KFAR19F5
N/A 90% Discounted variable 2 4.02% 0.25%

No

01449 KFAR1901
N/A 90% Fixed 2 3.97% 0.25%

Yes

01450 KFAR1901
N/A 90% Fixed 5 4.37% 0.25%

Yes

01451 KFAR19F5
MSV LTV Type Rate Term Product fee ERC Product code
N/A 85% Discounted variable 3.42% 2 0.25%

No

01446 KFAR1901
N/A 85% Fixed 3.37% 2 0.25%

Yes

01447 KFAR1901
N/A 85% Fixed 3.77% 5 0.25%

Yes

01448 KFAR19F5
N/A 90% Discounted variable 4.02% 2 0.25%

No

01449 KFAR1901
N/A 90% Fixed 3.97% 2 0.25%

Yes

01450 KFAR1901
N/A 90% Fixed 4.37% 5 0.25%

Yes

01451 KFAR19F5

Terms and conditions

Application fee £130 payable at time of application. This is to cover assessing and processing the application (even if the application is unsuccessful or is withdrawn). CHAPS fee £30 payable at time of application. Please note that applications will not be processed until this fee is received.

At the end of any initial deal, the interest rate will revert to the standard variable rate. The standard variable rate (the revert rate) is 6.33%. The standard variable rate is charged from the end of any initial specified deal.

If your client makes any lump sum payments or repays the loan within a special deal period, an early repayment charge may be payable. Please refer to the early repayment charge section of the table for details. Payments up to a maximum of £499 per month can be made without incurring an early repayment charge.

A list of our fees and charges accompanies all Key Facts Illustrations (KFI).

Interest is added to the mortgage account for the period from the date the loan is made until the last day of that month. Thereafter, interest is charged monthly on the balance outstanding at the end of the last month. Payments in excess of the required monthly payment will have the effect of reducing the balance outstanding and the amount of interest to be paid.

All mortgage products are subject to availability of funds and can be withdrawn at any time.

For interest only or part repayment/part interest only, it's your client's responsibility to ensure they have sufficient funds available at the end of the term with which to repay the loan.

All loans are subject to availability, status, valuation and approval, and are available in England and Wales only. Applicants must be aged 18 or over. Maximum age at the end of the mortgage term is 85. Written quotations are available on request.

OneSavings Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registered number 530504) for general insurance intermediation and regulated mortgages.

Download the full mortgage terms and conditions.

YOUR CLIENT'S HOME MAY BE REPOSSESSED IF THEY DO NOT KEEP UP REPAYMENTS ON THEIR MORTGAGE

    • Up to 90% LTV
    • Minimum loan £15,000
    • Maximum loan £1,000,000
    • Porting available
    • Repayment terms available
    • Interest-only/part and part terms by exception
MSV LTV Mortgage type Term Initial rate Product fee ERC Product code
N/A 85% Discounted variable 2 3.44% 0.25%

Yes

01458 KFAR1902
N/A 85% Fixed 2 3.39% 0.25%

Yes

01459 KFAR1902
N/A 85% Fixed 5 3.79% 0.25%

Yes

01460 KFAR18F5
N/A 90% Discounted variable 2 4.04% 0.25%

Yes

01461 KFAR1902
N/A 90% Fixed 2 3.99% 0.25%

Yes

01462 KFAR1902
N/A 90% Fixed 5 4.39% 0.25%

Yes

01463 KFAR19F5
MSV LTV Type Rate Term Product fee ERC Product code
N/A 85% Discounted variable 3.44% 2 0.25%

Yes

01458 KFAR1902
N/A 85% Fixed 3.39% 2 0.25%

Yes

01459 KFAR1902
N/A 85% Fixed 3.79% 5 0.25%

Yes

01460 KFAR18F5
N/A 90% Discounted variable 4.04% 2 0.25%

Yes

01461 KFAR1902
N/A 90% Fixed 3.99% 2 0.25%

Yes

01462 KFAR1902
N/A 90% Fixed 4.39% 5 0.25%

Yes

01463 KFAR19F5

Terms and conditions

Application fee £130 payable at time of application. This is to cover assessing and processing the application (even if the application is unsuccessful or is withdrawn). CHAPS fee £30 payable at time of application. Please note that applications will not be processed until this fee is received.

At the end of any initial deal, the interest rate will revert to the standard variable rate. The standard variable rate (the revert rate) is 6.33%. The standard variable rate is charged from the end of any initial specified deal.

If your client makes any lump sum payments or repays the loan within a special deal period, an early repayment charge may be payable. Please refer to the early repayment charge section of the table for details. Payments up to a maximum of £499 per month can be made without incurring an early repayment charge.

A list of our fees and charges accompanies all Key Facts Illustrations (KFI).

Interest is added to the mortgage account for the period from the date the loan is made until the last day of that month. Thereafter, interest is charged monthly on the balance outstanding at the end of the last month. Payments in excess of the required monthly payment will have the effect of reducing the balance outstanding and the amount of interest to be paid.

All mortgage products are subject to availability of funds and can be withdrawn at any time.

For interest only or part repayment/part interest only, it's your client's responsibility to ensure they have sufficient funds available at the end of the term with which to repay the loan.

All loans are subject to availability, status, valuation and approval, and are available in England and Wales only. Applicants must be aged 18 or over. Maximum age at the end of the mortgage term is 85. Written quotations are available on request.

OneSavings Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registered number 530504) for general insurance intermediation and regulated mortgages.

Download the full mortgage terms and conditions.

YOUR CLIENT'S HOME MAY BE REPOSSESSED IF THEY DO NOT KEEP UP REPAYMENTS ON THEIR MORTGAGE

    • Up to 85% LTV
    • Minimum loan £15,000
    • Maximum loan £1,000,000
    • Porting available
    • Repayment terms available
    • Interest-only/part and part terms by exception
MSV LTV Mortgage type Term Initial rate Product fee ERC Product code
N/A 65% Discounted variable 2 3.94% 0.25%

Yes

01381 KFAR1804
N/A 65% Fixed 2 3.89% 0.25%

Yes

01382 KFAR1804
N/A 65% Fixed 5 4.29% 0.25%

Yes

01383 KFAR18F5
N/A 75% Discounted variable 2 4.44% 0.25%

Yes

01384 KFAR1804
N/A 75% Fixed 2 4.39% 0.25%

Yes

01385 KFAR1804
N/A 75% Fixed 5 4.79% 0.25%

Yes

01386 KFAR18F5
N/A 85% Discounted variable 2 4.84% 0.25%

Yes

01387 KFAR1804
N/A 85% Fixed 2 4.79% 0.25%

Yes

01388 KFAR1804
N/A 85% Fixed 5 5.29% 0.25%

Yes

01389 KFAR18F5
MSV LTV Type Rate Term Product fee ERC Product code
N/A 65% Discounted variable 3.94% 2 0.25%

Yes

01381 KFAR1804
N/A 65% Fixed 3.89% 2 0.25%

Yes

01382 KFAR1804
N/A 65% Fixed 4.29% 5 0.25%

Yes

01383 KFAR18F5
N/A 75% Discounted variable 4.44% 2 0.25%

Yes

01384 KFAR1804
N/A 75% Fixed 4.39% 2 0.25%

Yes

01385 KFAR1804
N/A 75% Fixed 4.79% 5 0.25%

Yes

01386 KFAR18F5
N/A 85% Discounted variable 4.84% 2 0.25%

Yes

01387 KFAR1804
N/A 85% Fixed 4.79% 2 0.25%

Yes

01388 KFAR1804
N/A 85% Fixed 5.29% 5 0.25%

Yes

01389 KFAR18F5

Terms and conditions

Application fee £130 payable at time of application. This is to cover assessing and processing the application (even if the application is unsuccessful or is withdrawn). CHAPS fee £30 payable at time of application. Please note that applications will not be processed until this fee is received.

At the end of any initial deal, the interest rate will revert to the standard variable rate. The standard variable rate (the revert rate) is 6.33%. The standard variable rate is charged from the end of any initial specified deal.

If your client makes any lump sum payments or repays the loan within a special deal period, an early repayment charge may be payable. Please refer to the early repayment charge section of the table for details. Payments up to a maximum of £499 per month can be made without incurring an early repayment charge.

A list of our fees and charges accompanies all Key Facts Illustrations (KFI).

Interest is added to the mortgage account for the period from the date the loan is made until the last day of that month. Thereafter, interest is charged monthly on the balance outstanding at the end of the last month. Payments in excess of the required monthly payment will have the effect of reducing the balance outstanding and the amount of interest to be paid.

All mortgage products are subject to availability of funds and can be withdrawn at any time.

For interest only or part repayment/part interest only, it's your client's responsibility to ensure they have sufficient funds available at the end of the term with which to repay the loan.

All loans are subject to availability, status, valuation and approval, and are available in England and Wales only. Applicants must be aged 18 or over. Maximum age at the end of the mortgage term is 85. Written quotations are available on request.

OneSavings Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registered number 530504) for general insurance intermediation and regulated mortgages.

Download the full mortgage terms and conditions.

YOUR CLIENT'S HOME MAY BE REPOSSESSED IF THEY DO NOT KEEP UP REPAYMENTS ON THEIR MORTGAGE

    • Up to 80% LTV
    • Minimum loan £15,000
    • Maximum loan £1,000,000
    • Porting available
    • Repayment terms available
    • Interest-only/part and part terms by exception
MSV LTV Mortgage type Term Initial rate Product fee ERC Product code
N/A 65% Discounted variable 2 4.24% 0.25%

Yes

01390 KFAR1804
N/A 65% Fixed 2 4.19% 0.25%

Yes

01391 KFAR1804
N/A 65% Fixed 5 4.59% 0.25%

Yes

01392 KFAR18F5
N/A 75% Discounted variable 2 4.84% 0.25%

Yes

01393 KFAR1804
N/A 75% Fixed 2 4.79% 0.25%

Yes

01394 KFAR1804
N/A 75% Fixed 5 5.19% 0.25%

Yes

01395 KFAR18F5
N/A 80% Discounted variable 2 5.24% 0.25%

Yes

01396 KFAR1804
N/A 80% Fixed 2 5.29% 0.25%

Yes

01397 KFAR1804
N/A 80% Fixed 5 5.69% 0.25%

Yes

01398 KFAR18F5
MSV LTV Type Rate Term Product fee ERC Product code
N/A 65% Discounted variable 4.24% 2 0.25%

Yes

01390 KFAR1804
N/A 65% Fixed 4.19% 2 0.25%

Yes

01391 KFAR1804
N/A 65% Fixed 4.59% 5 0.25%

Yes

01392 KFAR18F5
N/A 75% Discounted variable 4.84% 2 0.25%

Yes

01393 KFAR1804
N/A 75% Fixed 4.79% 2 0.25%

Yes

01394 KFAR1804
N/A 75% Fixed 5.19% 5 0.25%

Yes

01395 KFAR18F5
N/A 80% Discounted variable 5.24% 2 0.25%

Yes

01396 KFAR1804
N/A 80% Fixed 5.29% 2 0.25%

Yes

01397 KFAR1804
N/A 80% Fixed 5.69% 5 0.25%

Yes

01398 KFAR18F5

Terms and conditions

Application fee £130 payable at time of application. This is to cover assessing and processing the application (even if the application is unsuccessful or is withdrawn). CHAPS fee £30 payable at time of application. Please note that applications will not be processed until this fee is received.

At the end of any initial deal, the interest rate will revert to the standard variable rate. The standard variable rate (the revert rate) is 6.33%. The standard variable rate is charged from the end of any initial specified deal.

If your client makes any lump sum payments or repays the loan within a special deal period, an early repayment charge may be payable. Please refer to the early repayment charge section of the table for details. Payments up to a maximum of £499 per month can be made without incurring an early repayment charge.

A list of our fees and charges accompanies all Key Facts Illustrations (KFI).

Interest is added to the mortgage account for the period from the date the loan is made until the last day of that month. Thereafter, interest is charged monthly on the balance outstanding at the end of the last month. Payments in excess of the required monthly payment will have the effect of reducing the balance outstanding and the amount of interest to be paid.

All mortgage products are subject to availability of funds and can be withdrawn at any time.

For interest only or part repayment/part interest only, it's your client's responsibility to ensure they have sufficient funds available at the end of the term with which to repay the loan.

All loans are subject to availability, status, valuation and approval, and are available in England and Wales only. Applicants must be aged 18 or over. Maximum age at the end of the mortgage term is 85. Written quotations are available on request.

OneSavings Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registered number 530504) for general insurance intermediation and regulated mortgages.

Download the full mortgage terms and conditions.

YOUR CLIENT'S HOME MAY BE REPOSSESSED IF THEY DO NOT KEEP UP REPAYMENTS ON THEIR MORTGAGE

    • For staircasing and home improvements only
    • Not available for personal borrowing
    • Repayment terms available
    • Interest-only/part and part terms unavailable
    • Up to 75% LTV
    • Loans of £15,000 to £1,000,000
MSV LTV Mortgage type Term Initial rate Product fee ERC Product code
90% 75% Fixed 2 3.89% £199

Yes

01452 KFAS1901
90% 75% Fixed 5 4.29% £199

Yes

01455 KFAS19F5
95% 75% Fixed 2 3.99% £199

Yes

01453 KFAS1901
95% 75% Fixed 5 4.39% £199

Yes

01456 KFAS19F5
100% 75% Fixed 2 4.19% £199

Yes

01454 KFAS1901
100% 75% Fixed 5 4.59% £199

Yes

01457 KFAS19F5
MSV LTV Type Rate Term Product fee ERC Product code
90% 75% Fixed 3.89% 2 £199

Yes

01452 KFAS1901
90% 75% Fixed 4.29% 5 £199

Yes

01455 KFAS19F5
95% 75% Fixed 3.99% 2 £199

Yes

01453 KFAS1901
95% 75% Fixed 4.39% 5 £199

Yes

01456 KFAS19F5
100% 75% Fixed 4.19% 2 £199

Yes

01454 KFAS1901
100% 75% Fixed 4.59% 5 £199

Yes

01457 KFAS19F5

Terms and conditions

Application fee £130 payable at time of application. This is to cover assessing and processing the application (even if the application is unsuccessful or is withdrawn). CHAPS fee £30 payable at time of application. Please note that applications will not be processed until this fee is received.

At the end of any initial deal, the interest rate will revert to the standard variable rate. The standard variable rate (the revert rate) is 6.33%. The standard variable rate is charged from the end of any initial specified deal.

If your client makes any lump sum payments or repays the loan within a special deal period, an early repayment charge may be payable. Please refer to the early repayment charge section of the table for details. Payments up to a maximum of £499 per month can be made without incurring an early repayment charge.

A list of our fees and charges accompanies all Key Facts Illustrations (KFI).

Interest is added to the mortgage account for the period from the date the loan is made until the last day of that month. Thereafter, interest is charged monthly on the balance outstanding at the end of the last month. Payments in excess of the required monthly payment will have the effect of reducing the balance outstanding and the amount of interest to be paid.

All mortgage products are subject to availability of funds and can be withdrawn at any time.

For interest only or part repayment/part interest only, it's your client's responsibility to ensure they have sufficient funds available at the end of the term with which to repay the loan.

All loans are subject to availability, status, valuation and approval, and are available in England and Wales only. Applicants must be aged 18 or over. Maximum age at the end of the mortgage term is 85. Written quotations are available on request.

OneSavings Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registered number 530504) for general insurance intermediation and regulated mortgages

Download the full mortgage terms and conditions.

YOUR CLIENT'S HOME MAY BE REPOSSESSED IF THEY DO NOT KEEP UP REPAYMENTS ON THEIR MORTGAGE

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