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Product Finder

Buy to let further advances

Use our buy to let further advances if your client is looking to borrow more.

  • Term can't exceed original mortgage
  • Breakdown of borrowing required
  • Exclusions on use of funds
    • Up to 85% LTV
    • Minimum loan £15,000
    • Maximum loan £1,000,000
    • Porting not available
    • Repayment terms available
    • Interest-only terms available
MSV LTV Mortgage type Term Initial rate Product fee ERC Product code
N/A 65% Discounted variable 2 3.84% 0.75%

No

00936 KFAB1609
N/A 65% Fixed 2 3.79% 0.75%

Yes

00937 KFAB1609
N/A 75% Discounted variable 2 4.04% 0.75%

No

00704 KFAB1605
N/A 75% Fixed 2 3.99% 0.75%

Yes

00705 KFAB1605
N/A 75% Fixed 5 3.79% 1%

Yes

01076 KFAB17F5
N/A 80% Discounted variable 2 4.54% 0.75%

No

00708 KFAB1605
N/A 80% Fixed 2 4.49% 0.75%

Yes

00709 KFAB1605
N/A 80% Fixed 5 4.39% 1%

Yes

01231 KFAB17F5
N/A 85% Discounted variable 2 5.24% 1.25%

No

00584 KFAB1605
N/A 85% Fixed 2 5.19% 1.25%

Yes

00585 KFAB1605
N/A 85% Fixed 5 5.29% 1.25%

Yes

01232 KFAB17F5
MSV LTV Type Rate Term Product fee ERC Product code
N/A 65% Discounted variable 3.84% 2 0.75%

No

00936 KFAB1609
N/A 65% Fixed 3.79% 2 0.75%

Yes

00937 KFAB1609
N/A 75% Discounted variable 4.04% 2 0.75%

No

00704 KFAB1605
N/A 75% Fixed 3.99% 2 0.75%

Yes

00705 KFAB1605
N/A 75% Fixed 3.79% 5 1%

Yes

01076 KFAB17F5
N/A 80% Discounted variable 4.54% 2 0.75%

No

00708 KFAB1605
N/A 80% Fixed 4.49% 2 0.75%

Yes

00709 KFAB1605
N/A 80% Fixed 4.39% 5 1%

Yes

01231 KFAB17F5
N/A 85% Discounted variable 5.24% 2 1.25%

No

00584 KFAB1605
N/A 85% Fixed 5.19% 2 1.25%

Yes

00585 KFAB1605
N/A 85% Fixed 5.29% 5 1.25%

Yes

01232 KFAB17F5

Terms and conditions

Application fee £130 payable at time of application. This is to cover assessing and processing the application (even if the application is unsuccessful or is withdrawn). CHAPS fee £30 payable at time of application. Please note that applications will not be processed until this fee is received.

All our products are subject to availability and may be withdrawn at any time.

At the end of any initial deal, the interest rate will revert to the buy to let standard variable rate.

The buy to let standard variable rate can vary in line with the general level of interest rates and economic conditions. The buy to let standard variable rate (the revert rate) is 6.83%.

Please refer to the early repayment charge section of the table for details. Payments up to a maximum of £499 per month can be made without incurring an early repayment charge.

A list of our fees and charges accompanies all offer letters.

Interest is added to the mortgage account for the period from the date the loan is made until the last day of that month. Thereafter, interest is charged monthly on the balance outstanding at the end of the last month. Payments in excess of the required monthly payment will have the effect of reducing the balance outstanding and the amount of interest to be paid.

All mortgage products are subject to availability of funds and can be withdrawn at any time.

Buy to let loans are not regulated mortgages. Consumer buy to let mortgages are regulated by the Mortgage Credit Directive Order 2015.

For Interest only or part repayment/ part interest only, it's the borrower's responsibility to ensure they have sufficient funds available at the end of the term with which to repay the loan.

All loans are subject to availability, status, valuation and approval, and are available in England and Wales only. Applicants must be aged 18 or over and security will be required on the property.

Written quotations available on request. For customer service and training purposes, calls with Kent Reliance may be monitored and/or recorded.

Download the full mortgage terms and conditions.

YOUR CLIENT'S HOME MAY BE REPOSSESSED IF THEY DO NOT KEEP UP REPAYMENTS ON THEIR MORTGAGE

    • Up to 85% LTV
    • Minimum loan £15,000
    • Maximum loan £1,000,000
    • Porting not available
    • Repayment terms available
    • Interest-only terms available
MSV LTV Mortgage type Term Initial rate Product fee ERC Product code
N/A 65% Discounted variable 2 3.49% 0.75%

No

01085 SFAB1702
N/A 65% Fixed 2 3.19% 0.75%

Yes

01086 SFAB1702
N/A 75% Discounted variable 2 3.69% 0.75%

No

01089 SFAB1702
N/A 75% Fixed 2 3.39% 0.75%

Yes

01090 SFAB1702
N/A 75% Fixed 5 3.79% 1%

Yes

01092 SFAB17F5
N/A 80% Discounted variable 2 3.99% 0.75%

No

01093 SFAB1702
N/A 80% Fixed 2 3.69% 0.75%

Yes

01094 SFAB1702
N/A 80% Fixed 5 4.39% 1%

Yes

01235 SFAB17F5
N/A 85% Discounted variable 2 4.89% 1.25%

No

01097 SFAB1702
N/A 85% Fixed 2 4.59% 1.25%

Yes

01098 SFAB1702
N/A 85% Fixed 5 5.29% 1.25%

Yes

01236 SFAB17F5
MSV LTV Type Rate Term Product fee ERC Product code
N/A 65% Discounted variable 3.49% 2 0.75%

No

01085 SFAB1702
N/A 65% Fixed 3.19% 2 0.75%

Yes

01086 SFAB1702
N/A 75% Discounted variable 3.69% 2 0.75%

No

01089 SFAB1702
N/A 75% Fixed 3.39% 2 0.75%

Yes

01090 SFAB1702
N/A 75% Fixed 3.79% 5 1%

Yes

01092 SFAB17F5
N/A 80% Discounted variable 3.99% 2 0.75%

No

01093 SFAB1702
N/A 80% Fixed 3.69% 2 0.75%

Yes

01094 SFAB1702
N/A 80% Fixed 4.39% 5 1%

Yes

01235 SFAB17F5
N/A 85% Discounted variable 4.89% 2 1.25%

No

01097 SFAB1702
N/A 85% Fixed 4.59% 2 1.25%

Yes

01098 SFAB1702
N/A 85% Fixed 5.29% 5 1.25%

Yes

01236 SFAB17F5

Terms and conditions

Application fee £130 payable at time of application. This is to cover assessing and processing the application (even if the application is unsuccessful or is withdrawn). CHAPS fee £30 payable at time of application. Please note that applications will not be processed until this fee is received.

All our products are subject to availability and may be withdrawn at any time.

At the end of any initial deal, the interest rate will revert to the buy to let standard variable rate.

The buy to let standard variable rate can vary in line with the general level of interest rates and economic conditions. The buy to let standard variable rate (the revert rate) is 6.83%.

Please refer to the early repayment charge section of the table for details. Payments up to a maximum of £499 per month can be made without incurring an early repayment charge.

A list of our fees and charges accompanies all offer letters.

Interest is added to the mortgage account for the period from the date the loan is made until the last day of that month. Thereafter, interest is charged monthly on the balance outstanding at the end of the last month. Payments in excess of the required monthly payment will have the effect of reducing the balance outstanding and the amount of interest to be paid.

All mortgage products are subject to availability of funds and can be withdrawn at any time.

Buy to let loans are not regulated mortgages. Consumer buy to let mortgages are regulated by the Mortgage Credit Directive Order 2015.

For Interest only or part repayment/ part interest only, it's the borrower's responsibility to ensure they have sufficient funds available at the end of the term with which to repay the loan.

All loans are subject to availability, status, valuation and approval, and are available in England and Wales only. Applicants must be aged 18 or over and security will be required on the property.

Written quotations available on request. For customer service and training purposes, calls with Kent Reliance may be monitored and/or recorded.

Download the full mortgage terms and conditions.

YOUR CLIENT'S HOME MAY BE REPOSSESSED IF THEY DO NOT KEEP UP REPAYMENTS ON THEIR MORTGAGE

    • Single, family dwellings
    • Up to 75% LTV
    • Minimum loan £15,000
    • Maximum loan £3,000,000
    • Repayment terms available
    • Interest-only terms available
MSV LTV Mortgage type Term Initial rate Product fee ERC Product code
N/A 75% Discounted variable 2 4.29% 1%

Yes

01149 KFAE1704
N/A 75% Fixed 2 3.99% 1%

Yes

01150 KFAE1704
N/A 75% Fixed 3 4.19% 1%

Yes

01151 KFAE1704
N/A 75% Fixed 5 4.49% 1%

Yes

01152 KFAE17F5
MSV LTV Type Rate Term Product fee ERC Product code
N/A 75% Discounted variable 4.29% 2 1%

Yes

01149 KFAE1704
N/A 75% Fixed 3.99% 2 1%

Yes

01150 KFAE1704
N/A 75% Fixed 4.19% 3 1%

Yes

01151 KFAE1704
N/A 75% Fixed 4.49% 5 1%

Yes

01152 KFAE17F5

Terms and conditions

Application fee £130 payable at time of application. This is to cover assessing and processing the application (even if the application is unsuccessful or is withdrawn). CHAPS fee £30 payable at time of application. Please note that applications will not be processed until this fee is received.

All our products are subject to availability and may be withdrawn at any time.

At the end of any initial deal, the interest rate will revert to the buy to let standard variable rate.

The buy to let standard variable rate can vary in line with the general level of interest rates and economic conditions. The buy to let standard variable rate (the revert rate) is 6.83%.

Please refer to the early repayment charge section of the table for details. Payments up to a maximum of £499 per month can be made without incurring an early repayment charge.

A list of our fees and charges accompanies all offer letters.

Interest is added to the mortgage account for the period from the date the loan is made until the last day of that month. Thereafter, interest is charged monthly on the balance outstanding at the end of the last month. Payments in excess of the required monthly payment will have the effect of reducing the balance outstanding and the amount of interest to be paid.

All mortgage products are subject to availability of funds and can be withdrawn at any time.

Buy to let loans are not regulated mortgages. Consumer buy to let mortgages are regulated by the Mortgage Credit Directive Order 2015.

For Interest only or part repayment/ part interest only, it's the borrower's responsibility to ensure they have sufficient funds available at the end of the term with which to repay the loan.

All loans are subject to availability, status, valuation and approval, and are available in England and Wales only. Applicants must be aged 18 or over and security will be required on the property.

Written quotations available on request. For customer service and training purposes, calls with Kent Reliance may be monitored and/or recorded.

Download the full mortgage terms and conditions.

YOUR CLIENT'S HOME MAY BE REPOSSESSED IF THEY DO NOT KEEP UP REPAYMENTS ON THEIR MORTGAGE

    • Limited company/ LLPs
    • Homes in multiple occupation
    • Multiple flats under one freehold
    • Student lets
    • Repayment terms available
    • Interest-only terms available
MSV LTV Mortgage type Term Initial rate Product fee ERC Product code
N/A 75% Discounted variable 2 4.29% 1%

Yes

01153 SFAE1704
N/A 75% Fixed 2 3.99% 1%

Yes

01154 SFAE1704
N/A 75% Fixed 3 4.19% 1%

Yes

01155 SFAE1704
N/A 75% Fixed 5 4.49% 1%

Yes

01156 SFAE17F5
MSV LTV Type Rate Term Product fee ERC Product code
N/A 75% Discounted variable 4.29% 2 1%

Yes

01153 SFAE1704
N/A 75% Fixed 3.99% 2 1%

Yes

01154 SFAE1704
N/A 75% Fixed 4.19% 3 1%

Yes

01155 SFAE1704
N/A 75% Fixed 4.49% 5 1%

Yes

01156 SFAE17F5

Terms and conditions

Application fee £130 payable at time of application. This is to cover assessing and processing the application (even if the application is unsuccessful or is withdrawn). CHAPS fee £30 payable at time of application. Please note that applications will not be processed until this fee is received.

All our products are subject to availability and may be withdrawn at any time.

At the end of any initial deal, the interest rate will revert to the buy to let standard variable rate.

The buy to let standard variable rate can vary in line with the general level of interest rates and economic conditions. The buy to let standard variable rate (the revert rate) is 6.83%.

Please refer to the early repayment charge section of the table for details. Payments up to a maximum of £499 per month can be made without incurring an early repayment charge.

A list of our fees and charges accompanies all offer letters.

Interest is added to the mortgage account for the period from the date the loan is made until the last day of that month. Thereafter, interest is charged monthly on the balance outstanding at the end of the last month. Payments in excess of the required monthly payment will have the effect of reducing the balance outstanding and the amount of interest to be paid.

All mortgage products are subject to availability of funds and can be withdrawn at any time.

Buy to let loans are not regulated mortgages. Consumer buy to let mortgages are regulated by the Mortgage Credit Directive Order 2015.

For Interest only or part repayment/ part interest only, it's the borrower's responsibility to ensure they have sufficient funds available at the end of the term with which to repay the loan.

All loans are subject to availability, status, valuation and approval, and are available in England and Wales only. Applicants must be aged 18 or over and security will be required on the property.

Written quotations available on request. For customer service and training purposes, calls with Kent Reliance may be monitored and/or recorded.

Download the full mortgage terms and conditions.

YOUR CLIENT'S HOME MAY BE REPOSSESSED IF THEY DO NOT KEEP UP REPAYMENTS ON THEIR MORTGAGE

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