LTV | Product Type | Rate | Fee | ERC | Loan amounts | Assessment rate | Product code | |
---|---|---|---|---|---|---|---|---|
55% | 5 years fixed | 4.26% | 7% | 5%, 5%, 4%, |
£50,000 min loan |
4.26% | 03736 KBTL2507 | Apply |
65% | 5 years fixed | 4.36% | 7% | 5%, 5%, 4%, |
£50,000 min loan |
4.36% | 03737 KBTL2507 | Apply |
70% | 5 years fixed | 4.41% | 7% | 5%, 5%, 4%, |
£50,000 min loan |
4.41% | 03738 KBTL2507 | Apply |
75% | 2 years fixed | 5.40% | £1,999 | 4%, 3% |
£100,000 min loan |
6.95% | 03739 KBTL2507 | Apply |
75% | 2 years fixed | 5.40% | £3,899 | 4%, 3% |
£255,000 min loan |
6.95% | 03740 KBTL2507 | Apply |
75% | 2 years fixed | 5.40% | £6,699 | 4%, 3% |
£500,000 min loan |
6.95% | 03741 KBTL2507 | Apply |
75% | 5 years fixed | 5.57% | £1,999 | 5%, 5%, 4%, |
£100,000 min loan |
5.57% | 03742 KBTL2507 | Apply |
75% | 5 years fixed | 5.57% | £3,899 | 5%, 5%, 4%, |
£255,000 min loan |
5.57% | 03743 KBTL2507 | Apply |
75% | 5 years fixed | 5.57% | £6,699 | 5%, 5%, 4%, |
£500,000 min loan |
5.57% | 03744 KBTL2507 | Apply |
80% | 2 years fixed | 5.63% | £1,999 | 4%, 3% |
£100,000 min loan |
7.18% | 03745 KBTL2507 | Apply |
80% | 2 years fixed | 5.63% | £3,899 | 4%, 3% |
£255,000 min loan |
7.18% | 03746 KBTL2507 | Apply |
80% | 2 years fixed | 5.63% | £6,699 | 4%, 3% |
£500,000 min loan |
7.18% | 03747 KBTL2507 | Apply |
80% | 5 years fixed | 5.77% | £1,999 | 5%, 5%, 4%, |
£100,000 min loan |
5.77% | 03748 KBTL2507 | Apply |
80% | 5 years fixed | 5.77% | £3,899 | 5%, 5%, 4%, |
£255,000 min loan |
5.77% | 03749 KBTL2507 | Apply |
80% | 5 years fixed | 5.77% | £6,699 | 5%, 5%, 4%, |
£500,000 min loan |
5.77% | 03750 KBTL2507 | Apply |

Revert rate: BBR + 3.00%
Bank of England Base Rate (BBR): 4.25%
Application fee: £145
Acceptable credit profile
*These are acceptable where one of the following applies:
- All CCJs/defaults were registered more than three years ago and satisfied prior to mortgage application
- All CCJs/defaults were satisfied more than 12 months prior to application regardless of date of registration
- All CCJs/defaults in aggregate amount to less than £300, regardless of date of registration, and satisfied prior to mortgage application
**Whilst unsecured arrears are not counted, we reserve the right to consider on a case-by-case basis as part of the full underwrite.
CCJs | Defaults | Secured arrears | Unsecured arrears |
---|---|---|---|
0 in 36* | 0 in 36* | 0 in 12 | Not counted** |
LTV | Product Type | Rate | Fee | ERC | Loan amounts | Assessment rate | Product code | |
---|---|---|---|---|---|---|---|---|
55% | 2 years fixed | 4.79% | 2% | 4%, 3% |
£50,000 min loan |
6.34% | 03756 KBTL2507 | Apply |
55% | 2 years fixed | 3.24% | 5% | 4%, 3% |
£50,000 min loan |
5.50% | 03751 KBTL2507 | Apply |
55% | 5 years fixed | 4.56% | 5% | 5%, 5%, 4%, |
£50,000 min loan |
4.56% | 03757 KBTL2507 | Apply |
55% | 5 years fixed | 5.21% | 2% | 5%, 5%, 4%, |
£50,000 min loan |
5.21% | 03758 KBTL2507 | Apply |
65% | 2 years fixed | 4.89% | 2% | 4%, 3% |
£50,000 min loan |
6.44% | 03759 KBTL2507 | Apply |
65% | 2 years fixed | 3.34% | 5% | 4%, 3% |
£50,000 min loan |
5.50% | 03752 KBTL2507 | Apply |
65% | 5 years fixed | 4.66% | 5% | 5%, 5%, 4%, |
£50,000 min loan |
4.66% | 03760 KBTL2507 | Apply |
65% | 5 years fixed | 5.31% | 2% | 5%, 5%, 4%, |
£50,000 min loan |
5.31% | 03761 KBTL2507 | Apply |
70% | 2 years fixed | 3.39% | 5% | 4%, 3% |
£50,000 min loan |
5.50% | 03753 KBTL2507 | Apply |
75% | 2 year tracker | 4.84% (BBR + 0.59%) | 3% | 1%, 1% |
£50,000 min loan |
6.39% | 02896 KBTL2407 | Apply |
75% | 2 year tracker | 4.84% (BBR + 0.59%) | 4% | - |
£50,000 min loan |
6.39% | 02897 KBTL2407 | Apply |
75% | 2 years fixed | 5.04% | 2% | 4%, 3% |
£50,000 min loan |
6.59% | 03762 KBTL2507 | Apply |
75% | 2 years fixed | 3.44% | 5% | 4%, 3% |
£50,000 min loan |
5.50% | 03754 KBTL2507 | Apply |
75% | 5 years fixed | 4.76% | 5% | 5%, 5%, 4%, |
£50,000 min loan |
4.76% | 03755 KBTL2507 | Apply |
75% | 5 years fixed | 5.46% | 2% | 5%, 5%, 4%, |
£50,000 min loan |
5.46% | 03763 KBTL2507 | Apply |
80% | 2 years fixed | 5.24% | 2% | 4%, 3% |
£50,000 min loan |
6.79% | 03764 KBTL2507 | Apply |
80% | 5 years fixed | 5.16% | 5% | 5%, 5%, 4%, |
£50,000 min loan |
5.16% | 03765 KBTL2507 | Apply |
80% | 5 years fixed | 5.66% | 2% | 5%, 5%, 4%, |
£50,000 min loan |
5.66% | 03766 KBTL2507 | Apply |

Revert rates:
BBR + 3.00% for 2 Year and 5 Year Fixed products
BBR + 3.25% for Tracker products
Bank of England Base Rate (BBR): 4.25%
Application fee: £145
Acceptable credit profile
*These are acceptable where one of the following applies:
- All CCJs/defaults were registered more than three years ago and satisfied prior to mortgage application
- All CCJs/defaults were satisfied more than 12 months prior to application regardless of date of registration
- All CCJs/defaults in aggregate amount to less than £300, regardless of date of registration, and satisfied prior to mortgage application
**Whilst unsecured arrears are not counted, we reserve the right to consider on a case-by-case basis as part of the full underwrite.
CCJs | Defaults | Secured arrears | Unsecured arrears |
---|---|---|---|
0 in 36* | 0 in 36* | 0 in 12 | Not counted** |
LTV | Product Type | Rate | Fee | ERC | Loan amounts | Assessment rate | Product code | |
---|---|---|---|---|---|---|---|---|
75% | 2 years fixed | 5.24% | 2% | 4%, 3% |
£50,000 min loan |
6.79% | 03767 KBTL2507 | Apply |
75% | 5 years fixed | 5.06% | 5% | 5%, 5%, 4%, |
£50,000 min loan |
5.06% | 03768 KBTL2507 | Apply |
75% | 5 years fixed | 5.76% | 2% | 5%, 5%, 4%, |
£50,000 min loan |
5.76% | 03769 KBTL2507 | Apply |
80% | 2 years fixed | 5.44% | 2% | 4%, 3% |
£50,000 min loan |
6.99% | 03770 KBTL2507 | Apply |
80% | 5 years fixed | 5.46% | 5% | 5%, 5%, 4%, |
£50,000 min loan |
5.46% | 03771 KBTL2507 | Apply |
80% | 5 years fixed | 5.96% | 2% | 5%, 5%, 4%, |
£50,000 min loan |
5.96% | 03772 KBTL2507 | Apply |

Revert rate: BBR + 3.00%
Bank of England Base Rate (BBR): 4.25%
Application fee: £145
Acceptable credit profile
*These are acceptable where one of the following applies:
- All CCJs/defaults were registered more than three years ago and satisfied prior to mortgage application
- All CCJs/defaults were satisfied more than 12 months prior to application regardless of date of registration
- All CCJs/defaults in aggregate amount to less than £300, regardless of date of registration, and satisfied prior to mortgage application
**Whilst unsecured arrears are not counted, we reserve the right to consider on a case-by-case basis as part of the full underwrite.
CCJs | Defaults | Secured arrears | Unsecured arrears |
---|---|---|---|
0 in 36* | 0 in 36* | 0 in 12 | Not counted** |