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About us

Specialist mortgage cases are our bricks and mortar.

With our market knowledge, diagnostic approach and ability to give dependable decisions, we’re able to offer solutions where other lenders may struggle. That’s why we’re good with odd.

Whether it’s a residential remortgage, or a professional landlord managing an extensive buy to let portfolio, discover how we could support you and your landlords.

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Supporting your odd cases

Low-income buy to let clients, first-time buyers, or something totally unexpected – the odder a case is, the more we like it.

With our national BDM team, our experienced underwriters and their ability to individually assess each case, we’re ready to tackle a range of odd cases.

Here’s how we could help:

  • Large loan mortgages
  • HMO and student lets
  • Limited company and SPV mortgages
  • Options for self-employed and contractors
  • Shared ownership mortgages
  • Lending into retirement

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Total 2019 loan amounts

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Brokers placed business in 2019

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Brokers engaged with us at events

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Our products

Buy to let

The buy to let market can be challenging, but we’re always on hand to support and make things easier for our brokers.

We take a leading position in the buy to let market, and our diverse range of products is designed to support property investors. Whether they’re first-timers or experienced landlords with extensive property portfolios, we have the criteria to support you.

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Residential

Buying a home is becoming increasing complex. With our residential criteria and experienced team, we could help you tackle range of demanding cases.

Our residential product range and flexible criteria means we could help where other lenders may struggle. Self-employed applicants, shared ownership cases, first-time buyers – these are just some of the ways we could support your clients.

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Distribution partners

We lend exclusively through a closed network. Below you’ll find a complete list of the networks, clubs and packagers that we currently work with.

Group introducer agreement

Read our broker terms of business

FYB Networks
Lighthouse Advisory Services
Mortgage Intelligence
Mortgage Next
Openwork
Positive Solutions
Sesame
Tenet
Primis
Quilter
3mc
Dynamo for Intermediaries
Legal & General
Next Intelligence
Paradigm
PMS
Simplybiz Mortgages
TMA
mciclub
Brilliant Solutions
Impact Specialist Finance
Brightstar
Complete
Mortgages for Business
Connect for Intermediaries
Dynamo
3mc
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Awards

We’re proud to be recognised as an award-winning specialist lender in our industry.

Take a look at some of our latest awards that prove why we’re good with odd:

Bridging & Commercial Awards 2020

We were awarded Best Specialist Bank

HL Partnership awards

Awarded Best BDM Team – a great achievement made extra special as we were nominated by our brokers.

19/20 Paradigm Lender and Provider Awards

Awarded Best Specialist Lender for the second year running, and voted for by Paradigm’s members.

The Mortgage Strategy Awards

Voted in part by the public we were awarded Best Buy-to-Let Lender.

The Mortgage Strategy Awards

We were awarded Best Specialist Mortgage Provider.

Moneyfacts Awards

We were awarded Best Specialist Mortgage Provider.

L&G Mortgage Club Awards 2019

Voted in part by the public we were awarded Best Buy-to-Let Lender.

British Specialist Lending Awards

Voted in part by the public we were awarded Best Buy-to-Let Lender.

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