About us

Specialist mortgage cases are our bricks and mortar.

With our market knowledge, flexible criteria and ability to look at each case individually, we’re able to offer tailored solutions where other lenders may struggle.

Whether it’s a residential remortgage, or a professional landlord managing an extensive buy to let portfolio, discover how we could support you and your clients.

Supporting your buy to let and residential cases

Low-income buy to let clients, first-time buyers, or something totally unexpected – we see the potential and cut through complexity.

With our empowered national BDM team, our experienced underwriters and a willingness to consider cases that fall outside of standard criteria, we’re ready to tackle a range of cases.

Here’s how we could help:

  • Large loan mortgages
  • HMOs and MUFBs
  • Limited company and SPV mortgages
  • Options for self-employed and contractors
  • Shared ownership mortgages
  • Lending into retirement
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Our products

Buy to let

The buy to let market can be challenging, but we’re always on hand to support and make things easier for our brokers.

We take a leading position in the buy to let market, and our diverse range of products is designed to support property investors. Whether they’re first-timers or experienced landlords with extensive property portfolios, we have the criteria to support you.

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Residential

Buying a home is becoming increasingly complex. With our residential criteria and experienced team, we could help you tackle range of demanding cases.

Our residential product range and flexible criteria means we could help where other lenders may struggle. Self-employed applicants, shared ownership cases, first-time buyers – these are just some of the ways we could support your clients.

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Distribution partners

We lend exclusively through a closed network. Below you’ll find a complete list of the networks, clubs and packagers that we currently work with.

Group introducer agreement

Read our broker terms of business

2 Plan Wealth Management
Connect for Intermediaries
Connells Group
Countrywide Principal Services Ltd
FYB Network
Home in One
Lighthouse Advisory Services
Mortgage Intelligence
Mortgage Next
New Leaf Distribution
Openwork
Primis
Quilter
Sesame
3mc
Brightstar
Brilliant Solutions
Dynamo for Intermediaries
finova
Legal & General
Next Intelligence
Paradigm
PMS
Simplybiz Mortgages
TMA
3mc
Aria Finance
Brightstar
Brilliant Solutions
Complete
Connect for Intermediaries
Crystal Specialist Finance
Dynamo for Intermediaries
Impact Specialist Finance
Karis Capital
Mortgage Finance Brokers Limited
Positive Lending
The Buy To Let Broker
Vincent Burch
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Awards

We’re proud to be recognised as an award-winning specialist lender in our industry.

Take a look at some of our latest awards:

L&G Mortgage Club Awards 2023

L&G Mortgage Club Awards 2023

Best Specialist Lender

Crystal Ball Awards 2022

Crystal Ball Awards 2022

Buy to Let Lender of the Year

Mortgage Strategy Awards 2023

Mortgage Strategy Awards 2023

Best Specialist Lender

The British Mortgage Awards 2023

The British Mortgage Awards 2023

Business Leader: Intermediary Lender (less than £5bn gross lending p.a) category – Adrian Moloney

The British Mortgage Awards 2023

The British Mortgage Awards 2023

Lender: Telephony Relationship Manager category – Joe Baxter

FR Awards 2022

FR Awards 2022

Underwriter of the Year - Sally Jeal

The Mortgage Strategy Awards 2022

The Mortgage Strategy Awards 2022

Best Specialist Lender

L&G Mortgage Club Awards 2022

L&G Mortgage Club Awards 2022

We were awarded Best Specialist Lender

Best Specialist Lender 2021

Best Specialist Lender 2021

We were awarded Best Specialist Lender

Financial Adviser Service Awards 2020

Financial Adviser Service Awards 2020

We were awarded a five-star rating in the Mortgage category

The Mortgage Strategy Awards 2020

The Mortgage Strategy Awards 2020

We were awarded Best BDM Team

L&G Mortgage Club Awards 2020

L&G Mortgage Club Awards 2020

We won Best Lender for Buy to Let

L&G Mortgage Club Awards 2020

L&G Mortgage Club Awards 2020

We won Business Development of the Year – Helen Comben

The SFI Awards 2020

The SFI Awards 2020

We were awarded Specialist Buy to Let Lender of the Year.

Bridging & Commercial Awards 2020

Bridging & Commercial Awards 2020

We were awarded Best Specialist Bank

HL Partnership awards 2020

HL Partnership awards 2020

Awarded Best BDM Team – a great achievement made extra special as we were nominated by our brokers.

Paradigm Awards 2020

Paradigm Awards 2020

Awarded Best Specialist Lender for the second year running, and voted for by Paradigm’s members.

The Mortgage Strategy Awards 2019

The Mortgage Strategy Awards 2019

Voted in part by the public we were awarded Best Buy-to-Let Lender.

The Mortgage Strategy Awards 2019

The Mortgage Strategy Awards 2019

We were awarded Best Specialist Lender.

Moneyfacts Awards

Moneyfacts Awards

We were awarded Best Specialist Mortgage Provider.

The British Specialist Lending Awards 2019

The British Specialist Lending Awards 2019

We were awarded Lender: Underwriter – Alison Drysdale

SimplyBiz Mortgages 2019

SimplyBiz Mortgages 2019

The Best Specialist Lender

L&G Mortgage Club Awards 2019

L&G Mortgage Club Awards 2019

Best Specialist Lender

Lending Awards 2019

Lending Awards 2019

Best Specialist Mortgage Provider

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