Product Finder

Product summary Product : 01651 KNPA2009

  • LTV 75%
  • Mortgage type Fixed
  • Term 2
  • Initial rate 3.69%
  • Product fee £995
  • ERC

    Yes

    (see below)


CCJs

0 in 24*

* All CCJs & defaults must be paid prior to the application or must meet the ignore CCJ/default criteria

Ignore CCJ/default criteria: <£300 in total & satisfied >12 months prior to application OR registered >24 months whether satisfied or not

Defaults

0 in 24*

* All CCJs & defaults must be paid prior to the application or must meet the ignore CCJ/default criteria

Ignore CCJ/default criteria: <£300 in total & satisfied >12 months prior to application OR registered >24 months whether satisfied or not

Secured arrears

0 in last 12 months

Unsecured arrears

2 in last 12 months

Maximum status

Currently up to date. Previous maximum status ignored

Communication, utility and mail order

Performance ignored where the account balance is less than £500 (single or in aggregate)

Debt management plan

Not acceptable

IVA/DRO/bankruptcy

Not acceptable

Repossessions

Not acceptable

Maximum no. of applicants

4

Contractors considered?

No minimum income required

Self-employed considered?

Trading a minimum of 12 months

Ages

18-85.

Repayment terms available?

Porting available?

Term

5-35 years

Revert rate

BBR + 4.90%

Early repayment charges

Year one: 4%

Year two: 3%

Minimum loan

£50,000

Maximum loan

£1,000,000

Minimum property value

£75,000

Product fee

£995

Application fee

£145

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