The applicant(s)
CCJs |
0 in 36* * These are acceptable where one of the following applies: |
Defaults |
0 in 36* * These are acceptable where one of the following applies: |
Secured arrears |
0 in last 12 months |
Unsecured arrears |
0 in last 12 months |
Maximum status |
Must be currently up to date. Maximum 2 down in the last 24 months |
Debt management plan |
Not acceptable |
IVA/DRO/bankruptcy |
Not acceptable |
Repossessions |
Not acceptable |
Contractors considered? |
|
Self-employed considered? |
|
Ages |
18-85 |
The loan
Repayment terms available? |
|
Porting available? |
|
Term |
5-35 years |
Revert rate |
BBR + 4.90% |
Early repayment charges |
Year one: 4% Year two: 3% |
Minimum loan |
£50,000 |
Maximum loan |
£1,000,000 |
Minimum property value |
£75,000 |
Maximum property value |
No max |
The fees and charges
Product fee |
£995 |
Application fee |
£145 |