The loan
| Repayment terms available? | |
| Part interest-only and part capital terms available? | By exception only | 
| Porting available? | |
| Revert rate | BBR + 3.25% Bank of England Base Rate (BBR): 4.00% | 
| Minimum loan | £1,000 | 
| Maximum loan | Unlimited | 
| Early repayment charges | Year one: 4% Year two: 4% Year three: 3% Year four: 3% Year five: 2% | 
| Term | 5-35 years | 
The applicant(s)
| Maximum no. of applicants | 4 | 
| Ages | 18-85 | 
The fees and charges
| Product fee | 0% |