Important Update:

Please note that due to scheduled essential maintenance, our broker portal will be unavailable between the hours of 5pm on Saturday 19 October and 12:05am on Monday 21 October 2019. We apologise for any inconvenience caused.

Product Finder

Product summary Product : 01328 KNPB18F5

  • LTV 75%
  • Mortgage type Fixed
  • Term 5
  • Initial rate 4.79%
  • Product fee 0.5%
  • ERC

    Yes

    (see below)


CCJs

0 in the last 12 months

1 in the last 24 months

Must be satisfied prior to mortgage application. Ignore if one of the following apply:

  • Satisfied >12 months
  • <£300 in total and satisfied prior to application
  • Registered >24 months whether satisfied or not

Defaults

0 in the last 12 months

1 in the last 24 months

Must be satisfied prior to mortgage application. Ignore if one of the following apply:

  • Satisfied >12 months
  • <£300 in total and satisfied prior to application
  • Registered >24 months whether satisfied or not

Missed mortgage/secured loan payments

0 in the last 12 months and currently up to date

Unsecured arrears

2 in the last 12 months and currently up to date

Maximum status

Currently up to date. Previous maximum status ignored

Communication, utility and mail order

Performance ignored where the account balance is less than £500 (single or in aggregate)

Debt management plan

Satisfactorily conducted for a minimum of 12 months

IVA/DRO/bankruptcy

>6 years discharged

Repossessions

Not acceptable

Maximum no. of applicants

4

Contractors considered?

No minimum income required

Self-employed considered?

Trading a minimum of 12 months

Ages

18-79. Maximum age at end of term is 85 (including lending into retirement)

Repayment terms available?

Part interest-only and part capital terms available?

By exception only

Interest-only terms available?

By exception only

Porting available?

Term

5-35 years

Standard variable rate

6.33%

Early repayment charges

Year one: 5%

Year two: 4%

Year three: 3%

Year four: 3%

Year five: 3%

Minimum loan

£50,000

When the LTV exceeds 75%: £100,000

Maximum loan

£1,000,000

Loans over £500,000 are subject to a maximum LTV of 80%

Minimum property value

£75,000

Product fee

0.5%

Application fee

£130

Please rotate your device to Landscape

This content is best experienced with your device in landscape mode. Please rotate your device for optimal display.

Please rotate your device to Portrait

This content is best experienced with your device in portrait mode. Please rotate your device for optimal display.