The applicant(s)
County court judgments * |
0 in the last 36 months. * Must be satisfied prior to mortgage application. Ignore if: <£300 in total and satisfied |
Defaults * |
0 in the last 36 months. * Must be satisfied prior to mortgage application. Ignore if: <£300 in total and satisfied |
Missed mortgage/secured loan payments |
0 in the last 12 months and currently up to date. |
Unsecured arrears |
0 in the last 12 months and currently up to date. |
Maximum status |
Must be currently up to date. Maximum 2 down in last 24 months. |
Debt management plans |
Not acceptable. |
IVA/DRO/bankruptcy |
Not acceptable. |
Repossessions |
Not acceptable. |
The loan
Repayment terms available? |
|
Part interest-only and part capital terms available? |
By exception only |
Porting available? |
|
Revert rate |
BBR + 3.49% Bank of England Base Rate (BBR): 5.25% |
Minimum loan |
£15,000 |
Maximum loan |
Unlimited |
Early repayment charges |
Year one: 4% Year two: 4% Year three: 3% Year four: 3% Year five: 2% |
Term |
5-35 years |
The fees and charges
Product fee |
0.5% |
Application fee |
£145 |