Adrian Moloney | 27.08.2020
No broker wants to be the reason that a case is delayed. Therefore, it’s essential that you always provide the most critical case details with a submission, along with all the supporting documents we need to complete an application in full.
So, before you miss anything important from your next buy to let or residential case, here’s a quick rundown of the essential documents we need you to supply.
This covers a landlord with three or fewer buy to let mortgaged properties, either as an individual or as part of a limited company set up.
Portfolio landlord applicants are those ‘with four or more buy to let mortgaged properties either as an individual or as part of a group/limited company’.
This includes those applying for a fourth buy to let mortgaged property, and calculated using all applicant properties, regardless of who owns them.
Our residential owner-occupied loans are for clients moving into a new home, including first-time buyers or they’re remortgaging an existing property.
We also offer residential owner-occupied loans that are being purchased under a shared ownership scheme (new-build or resale properties are accepted).
Applications will be delayed if key documents or information are missing, so it’s always worth double checking everything you send.
Everything you send needs to be completed correctly and in full, aligned with the lending criteria to avoid you having to resubmit.
Don’t forget to download our handy application checklist, which give you a full rundown of all the documents you need to provide when submitting a case.
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Nowadays, the majority of us could do with some extra time to complete our ever-growing to-do list. So what would you say if we could give you back some time? We’ve put together a few simple tips to help improve your application efficiency for your specialist cases.
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