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Product Finder

Limited company buy to let

Our limited company mortgages could help your clients with their buy to let purchases.

  • Non-trading UK SPVs
  • New companies accepted
  • Maximum four directors
  • Please instruct our panel of solicitors
    • Loans of up to £750,000
    • Newly created limited companies considered
    • First-time landlords considered
    • Affordability: rental cover and income backed
    • Manual underwriting on every application
    • Min loan £50,000 (or £100,000 over 75% LTV)
MSV LTV Mortgage type Term Initial rate Product fee ERC Product code
N/A 65% Discounted variable 2 3.49% 1.5%

No

01005 SBTL1702
N/A 65% Fixed 2 3.19% 1.5%

Yes

01006 SBTL1702
N/A 75% Discounted variable 2 3.69% 1.5%

No

01009 SBTL1702
N/A 75% Fixed 2 3.39% 1.5%

Yes

01010 SBTL1702
N/A 75% Fixed 5 3.79% 2%

Yes

01012 SBTL17F5
N/A 80% Discounted variable 2 3.99% 1.5%

No

01013 SBTL1702
N/A 80% Fixed 2 3.69% 1.5%

Yes

01014 SBTL1702
N/A 80% Fixed 5 4.39% 2%

Yes

01207 SBTL17F5
N/A 85% Discounted variable 2 4.89% 2.5%

No

01017 SBTL1702
N/A 85% Fixed 2 4.59% 2.5%

Yes

01018 SBTL1702
N/A 85% Fixed 5 5.29% 2.5%

Yes

01208 SBTL17F5
MSV LTV Type Rate Term Product fee ERC Product code
N/A 65% Discounted variable 3.49% 2 1.5%

No

01005 SBTL1702
N/A 65% Fixed 3.19% 2 1.5%

Yes

01006 SBTL1702
N/A 75% Discounted variable 3.69% 2 1.5%

No

01009 SBTL1702
N/A 75% Fixed 3.39% 2 1.5%

Yes

01010 SBTL1702
N/A 75% Fixed 3.79% 5 2%

Yes

01012 SBTL17F5
N/A 80% Discounted variable 3.99% 2 1.5%

No

01013 SBTL1702
N/A 80% Fixed 3.69% 2 1.5%

Yes

01014 SBTL1702
N/A 80% Fixed 4.39% 5 2%

Yes

01207 SBTL17F5
N/A 85% Discounted variable 4.89% 2 2.5%

No

01017 SBTL1702
N/A 85% Fixed 4.59% 2 2.5%

Yes

01018 SBTL1702
N/A 85% Fixed 5.29% 5 2.5%

Yes

01208 SBTL17F5

Terms and conditions

At the end of any initial deal, the interest rate will revert to the buy to let standard variable rate.

The buy to let variable rate can vary in line with the general level of interest rates and economic conditions.

Interest is added to the mortgage account for the period from the date the loan is made until the last day of that month. Thereafter, interest is charged monthly on the balance outstanding at the end of the last month. Payments in excess of the required monthly payment will have the effect of reducing the balance outstanding and the amount of interest to be paid.

All mortgage products are subject to availability of funds and can be withdrawn at any time.

Consumer buy to let mortgages are regulated by the Mortgage Credit Directive Order 2015. Buy to let loans are not regulated mortgages.

If your client makes any lump sum payments or repays the loan within a special deal period, an early repayment charge may be payable. Please refer to the early repayment charge section of the table for details. Payments up to a maximum of £499 per month can be made without incurring an early repayment charge.

All loans are subject to availability, status, valuation and approval, and are available in England and Wales only. Applicants must be aged 25 or over. Maximum age at the end of the mortgage term is 85. Written quotations are available on request.

OneSavings Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registered number 530504) for general insurance intermediation and regulated mortgages.

Download the full mortgage terms and conditions.

YOUR CLIENT'S HOME MAY BE REPOSSESSED IF THEY DO NOT KEEP UP REPAYMENTS ON THEIR MORTGAGE

    • Max loan £3,000,000
    • Loans over £750,000
    • HMOs and student lets accepted
    • Not available to first-time landlords
    • Affordability: rental cover and income backed
    • Manual underwriting on every application
MSV LTV Mortgage type Term Initial rate Product fee ERC Product code
N/A 65% Discounted variable 2 3.49% 1.25%

No

01033 SBLL1702
N/A 65% Fixed 2 3.19% 1.25%

Yes

01034 SBLL1702
N/A 75% Discounted variable 2 3.69% 1.25%

No

01037 SBLL1702
N/A 75% Fixed 2 3.39% 1.25%

Yes

01038 SBLL1702
N/A 75% Fixed 5 3.79% 1.75%

Yes

01040 SBLL17F5
N/A 80% Discounted variable 2 3.99% 1.25%

No

01041 SBLL1702
N/A 80% Fixed 2 3.69% 1.25%

Yes

01042 SBLL1702
N/A 80% Fixed 5 4.39% 1.75%

Yes

01214 SBLL17F5
MSV LTV Type Rate Term Product fee ERC Product code
N/A 65% Discounted variable 3.49% 2 1.25%

No

01033 SBLL1702
N/A 65% Fixed 3.19% 2 1.25%

Yes

01034 SBLL1702
N/A 75% Discounted variable 3.69% 2 1.25%

No

01037 SBLL1702
N/A 75% Fixed 3.39% 2 1.25%

Yes

01038 SBLL1702
N/A 75% Fixed 3.79% 5 1.75%

Yes

01040 SBLL17F5
N/A 80% Discounted variable 3.99% 2 1.25%

No

01041 SBLL1702
N/A 80% Fixed 3.69% 2 1.25%

Yes

01042 SBLL1702
N/A 80% Fixed 4.39% 5 1.75%

Yes

01214 SBLL17F5

Terms and conditions

At the end of any initial deal, the interest rate will revert to the standard variable rate. The standard variable rate can vary in line with the general level of interest rates and economic conditions.

If your client makes any lump sum payments or repays the loan within a special deal period, an early repayment charge may be payable. Please refer to the early repayment charge section of the table for details. Payments up to a maximum of £499 per month can be made without incurring an early repayment charge.

A list of our fees and charges accompanies all Key Facts Illustrations (KFI).

Interest is added to the mortgage account for the period from the date the loan is made until the last day of that month. Thereafter, interest is charged monthly on the balance outstanding at the end of the last month. Payments in excess of the required monthly payment will have the effect of reducing the balance outstanding and the amount of interest to be paid.

All mortgage products are subject to availability of funds and can be withdrawn at any time.

Buy to let loans are not regulated mortgages. Consumer Buy to Let mortgages are regulated by the Mortgage Credit Directive Order 2015.

For interest only or part repayment/part interest only, it's your client's responsibility to ensure they have sufficient funds available at the end of the term with which to repay the loan.

All loans are subject to availability, status, valuation and approval, and are available in England and Wales only. Applicants must be aged 25 or over. Maximum age at the end of the mortgage term is 85. Written quotations are available on request.

OneSavings Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registered number 530504) for general insurance intermediation and regulated mortgages.

Download the full mortgage terms and conditions.

YOUR CLIENT'S HOME MAY BE REPOSSESSED IF THEY DO NOT KEEP UP REPAYMENTS ON THEIR MORTGAGE

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