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Product summary Product : 01714 KFAB2108

  • LTV 80%
  • Mortgage type Fixed
  • Term 5
  • Initial rate 4.29%
  • Product fee 1.5%
  • ERC

    Yes

    (see below)


Repayment terms available?

Interest-only terms available?

Porting available?

Standard variable rate

6.18%

Minimum loan

£15,000

Maximum loan

£1,000,000

Early repayment charges

Year one: 5%

Year two: 4%

Year three: 3%

Year four: 3%

Year five: 3%

Term

Mustn't exceed the term of the existing mortgage

CCJs

0 in 36*

*These are acceptable where one of the following applies:
• Where all CCJs/defaults were registered more than three years ago and satisfied prior to mortgage application
• Where all CCJs/defaults were satisfied more than 12 months prior to application regardless of date of registration
• Where the CCJs/defaults in aggregate amount to less than £300, regardless of date of registration, and satisfied prior to mortgage application

Defaults

0 in 36*

*These are acceptable where one of the following applies:
• Where all CCJs/defaults were registered more than three years ago and satisfied prior to mortgage application
• Where all CCJs/defaults were satisfied more than 12 months prior to application regardless of date of registration
• Where the CCJs/defaults in aggregate amount to less than £300, regardless of date of registration, and satisfied prior to mortgage application

Secured arrears

0 in 12

Unsecured arrears

Not counted*

*Whilst unsecured arrears aren't counted, we reserve the right to consider on a case by case basis as part of the full underwrite.

Product fee

1.5%

Application fee

£145

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