Shared Ownership Mortgage Product Transfer

The Mortgage Product Transfer scheme allows existing customers to transfer to a new mortgage deal when their current deal is coming to an end, or sooner if they request. A transfer of deal requires no valuation or underwriting assessment.

Please see below for our shared ownership mortgage product transfer rates for existing Kent Reliance mortgage customers. Please note that this page is for intermediaries only, please refer to the Coming to the end of your deal section of the Kent Reliance website to present to your client.

For information on how to complete the product transfer on behalf of your client please see our main Mortgage Product Transfer page. If your client isn't currently a Kent Reliance customer, please see our shared ownership mortgages page.

Product detail

MSV* LTV Mortgage type Term Initial rate Product fee Early repayment charge** Product code
90% 75% Fixed 2 4.49% £199 3% in years one and two 00736 KCHS1605
95% 75% Fixed 2 4.59% £199 3% in years one and two 00737 KCHS1605
100% 75% Fixed 2 4.79% £199 3% in years one and two 00738 KCHS1605

The Shared ownership standard variable rate is 5.83%.
Minimum loan size £1,000. Maximum loan size £1,000,000.
Application fee £130 payable at time of application. This is to cover assessing and processing the application (even if the application is unsuccessful or is withdrawn). Please note that applications will not be processed until this fee is received
All our products are subject to availability and may be withdrawn at any time.
ERCs may be incurred for full redemption or repayment of capital.
The client's share of the property must be a minimum of 25% and a maximum of 75% of the full property value. LTV quoted above relates to the share purchased LTV not full value.


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