Residential

We are known as specialists in Buy to Let lending. What you may not know, is that we also provide a range of products for those looking for Residential loans. Both our Prime and Near Prime ranges offer rates starting from 3.19% up to a maximum 90% LTV – they are available for remortgages and purchases, including first-time buyers.
Find out how our product ranges could provide new opportunities for your clients.

Need help finding where to place your client?

Download our Residential Criteria sheet

Initial loans

  • Standard

    Propositions for customers meeting our broad lending criteria.

    Find out more
  • Shared ownership

    Solutions for people who want to access affordable home ownership

    Find out more
  • Fee assisted residential

    We refund customers valuation fees upon completion of loan.

    Find out more

Near prime mortgages

    • For clients with adverse credit history:

      • We can now assist with more residential cases using our new, wider criteria, available through selected partners
      Find out more
  • Product Transfer

    • Standard residential

      The full list of our current standard residential mortgage product transfer rates.

      Find out more
    • Shared ownership

      The full list of our current shared ownership mortgage transfer rates.

      Find out more

    Additional borrowing

    • Additional borrowing product guide

      Our range of additional borrowing products can help you reach your goals

      Download PDF

Find a BDM

Find and contact your BDM

Call 01634 835791
Speak to a member of our Broker Liaison Team

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© OneSavings Bank plc 2018.
krbs, Kent Reliance Banking Services and Kent Reliance are trading names of OneSavings Bank plc. Registered in England and Wales (company number 7312896). Registered office: Reliance House, Sun Pier, Chatham, Kent, ME4 4ET. OneSavings Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registered number 530504). We subscribe to the Financial Services Compensation Scheme and the Financial Ombudsman Service.

Help Desk 01634 835791

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BTL calculator

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Calculated at 5% interest rate

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