You can now use eTech

Start submitting cases today

Our new criteria accommodating portfolio landlords has arrived, giving brokers one straightforward online solution for providing important information relating to their clients' cases.

Register now Start submitting cases

Our new way of working

Our new criteria, accommodating the Portfolio Landlord changes, has commenced. The criteria will apply when brokers are submitting cases for Portfolio Landlords, who can be identified as any borrower with four or more mortgaged properties.

In line with the new rules, we will require the following documents from Portfolio Landlords for all mortgage applications. Click on any of the below to view and download.

We will also require details of the borrower’s wider Buy to Let portfolio, which we will assess as part of the underwriting process.

It’s also important to know that any portfolio that is not currently with Kent Reliance will be subject to an interest rate stress test of 5%, and will need to meet or exceed an ICR of 125%.

Submitting portfolio information

As you may know, brokers are able to submit Portfolio Landlord information via our new submission platform, which has been developed with our partners at eTech. The platform has been designed to offer brokers one, straightforward online solution for providing important information relating to their clients’ cases, and can be accessed via our website.

Register now

Registering with e-Tech is easy and all you need to get started is:

Broker firm name
Telephone number
Main contact e-mail address

You will find a confirmation email in your inbox. Click the link in the email to complete registration. The link in the email will take you to Welcome to the BTL Hub where you can create a password.

Register today

Register for our Portfolio Submission Platform eTech

Register now

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krbs, Kent Reliance Banking Services and Kent Reliance are trading names of OneSavings Bank plc. Registered in England and Wales (company number 7312896). Registered office: Reliance House, Sun Pier, Chatham, Kent, ME4 4ET. OneSavings Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registered number 530504). We subscribe to the Financial Services Compensation Scheme and the Financial Ombudsman Service.