You can now use the Buy to Let Hub

Start submitting cases today

Our new criteria accommodating portfolio landlords has arrived, giving brokers one straightforward online solution for providing important information relating to their clients' cases.


Register now Start submitting cases

Our new way of working

Our new criteria, accommodating the Portfolio Landlord changes, has commenced. The criteria will apply when brokers are submitting cases for Portfolio Landlords, who can be identified as any borrower with four or more mortgaged properties.

In line with the new rules, we will require the following documents from Portfolio Landlords for all mortgage applications. Click on any of the below to view and download.

Important Information

  • If the applicant has their whole portfolio with OneSavings Bank we do not require a BTL Hub Submission. 
  • Please do not add commercial and/ or owner occupied loans on the BTL Hub Submission. 
  • When you submit a portfolio on the BTL Hub, you should include all Buy to Lets (including Kent Reliance and InterBay) except for the application you are submitting. 
  • Please do not submit the portfolio on the BTL Hub until you have submitted the application and paid the £130 administration fee. 

We will also require details of the borrower’s wider Buy to Let portfolio, which we will assess as part of the underwriting process.

It’s also important to know that any portfolio that is not currently with Kent Reliance will be subject to an interest rate stress test of 5%, and will need to meet or exceed an ICR of 125%.

Submitting portfolio information

As you may know, brokers are able to submit Portfolio Landlord information via our new Buy to Let Hub, which has been developed with our partners at eTech. The platform has been designed to offer brokers one, straightforward online solution for providing important information relating to their clients’ cases, and can be accessed via our website.

Register now

Registering with BTL Hub is easy and all you need to get started is:

Broker firm name
Telephone number
Main contact e-mail address
Address

You will find a confirmation email in your inbox. Click the link in the email to complete registration. The link in the email will take you to Welcome to the BTL Hub where you can create a password.

Register today

Register for our Buy to Let Hub

Register now

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krbs, Kent Reliance Banking Services and Kent Reliance are trading names of OneSavings Bank plc. Registered in England and Wales (company number 7312896). Registered office: Reliance House, Sun Pier, Chatham, Kent, ME4 4ET. OneSavings Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registered number 530504). We subscribe to the Financial Services Compensation Scheme and the Financial Ombudsman Service.