LTV | Product Type | Rate | Fee | ERC | Loan amounts | Assessment rate | Product code | |
---|---|---|---|---|---|---|---|---|
55% | 5 year fixed | 4.36% | 7% | 5%, 5%, 4%, |
£50,000 min loan |
4.36% | 03873 KBTL2509 | Apply |
65% | 5 year fixed | 4.46% | 7% | 5%, 5%, 4%, |
£50,000 min loan |
4.46% | 03874 KBTL2509 | Apply |
70% | 5 year fixed | 4.51% | 7% | 5%, 5%, 4%, |
£50,000 min loan |
4.51% | 03875 KBTL2509 | Apply |
75% | 2 year fixed | 5.53% | £1,999 | 4%, 3% |
£100,000 min loan |
7.08% | 03876 KBTL2509 | Apply |
75% | 2 year fixed | 5.55% | £3,899 | 4%, 3% |
£255,000 min loan |
7.10% | 03877 KBTL2509 | Apply |
75% | 2 year fixed | 5.55% | £6,699 | 4%, 3% |
£500,000 min loan |
7.10% | 03878 KBTL2509 | Apply |
75% | 5 year fixed | 5.70% | £1,999 | 5%, 5%, 4%, |
£100,000 min loan |
5.70% | 03879 KBTL2509 | Apply |
75% | 5 year fixed | 5.72% | £3,899 | 5%, 5%, 4%, |
£255,000 min loan |
5.72% | 03880 KBTL2509 | Apply |
75% | 5 year fixed | 5.72% | £6,699 | 5%, 5%, 4%, |
£500,000 min loan |
5.72% | 03881 KBTL2509 | Apply |
80% | 2 year fixed | 5.78% | £1,999 | 4%, 3% |
£100,000 min loan |
7.33% | 03882 KBTL2509 | Apply |
80% | 2 year fixed | 5.88% | £3,899 | 4%, 3% |
£255,000 min loan |
7.43% | 03883 KBTL2509 | Apply |
80% | 2 year fixed | 5.88% | £6,699 | 4%, 3% |
£500,000 min loan |
7.43% | 03884 KBTL2509 | Apply |
80% | 5 year fixed | 5.92% | £1,999 | 5%, 5%, 4%, |
£100,000 min loan |
5.92% | 03885 KBTL2509 | Apply |
80% | 5 year fixed | 6.02% | £3,899 | 5%, 5%, 4%, |
£255,000 min loan |
6.02% | 03886 KBTL2509 | Apply |
80% | 5 year fixed | 6.02% | £6,699 | 5%, 5%, 4%, |
£500,000 min loan |
6.02% | 03887 KBTL2509 | Apply |

Revert rate: BBR + 3.00%
Bank of England Base Rate (BBR): 4.00%
Application fee: £145
Acceptable credit profile
*These are acceptable where one of the following applies:
- All CCJs/defaults were registered more than three years ago and satisfied prior to mortgage application
- All CCJs/defaults were satisfied more than 12 months prior to application regardless of date of registration
- All CCJs/defaults in aggregate amount to less than £300, regardless of date of registration, and satisfied prior to mortgage application
**Whilst unsecured arrears are not counted, we reserve the right to consider on a case-by-case basis as part of the full underwrite.
CCJs | Defaults | Secured arrears | Unsecured arrears |
---|---|---|---|
0 in 36* | 0 in 36* | 0 in 12 | Not counted** |
LTV | Product Type | Rate | Fee | ERC | Loan amounts | Assessment rate | Product code | |
---|---|---|---|---|---|---|---|---|
55% | 2 year fixed | 3.34% | 5% | 4%, 3% |
£50,000 min loan |
5.50% | 03888 KBTL2509 | Apply |
55% | 2 year fixed | 4.89% | 2% | 4%, 3% |
£50,000 min loan |
6.44% | 03889 KBTL2509 | Apply |
55% | 5 year fixed | 4.66% | 5% | 5%, 5%, 4%, |
£50,000 min loan |
4.66% | 03890 KBTL2509 | Apply |
55% | 5 year fixed | 5.31% | 2% | 5%, 5%, 4%, |
£50,000 min loan |
5.31% | 03891 KBTL2509 | Apply |
65% | 2 year fixed | 3.44% | 5% | 4%, 3% |
£50,000 min loan |
5.50% | 03892 KBTL2509 | Apply |
65% | 2 year fixed | 4.99% | 2% | 4%, 3% |
£50,000 min loan |
6.54% | 03893 KBTL2509 | Apply |
65% | 5 year fixed | 4.76% | 5% | 5%, 5%, 4%, |
£50,000 min loan |
4.76% | 03894 KBTL2509 | Apply |
65% | 5 year fixed | 5.41% | 2% | 5%, 5%, 4%, |
£50,000 min loan |
5.41% | 03895 KBTL2509 | Apply |
70% | 2 year fixed | 3.49% | 5% | 4%, 3% |
£50,000 min loan |
5.50% | 03896 KBTL2509 | Apply |
75% | 2 year tracker | 4.59% (BBR + 0.59%) | 3% | 1%, 1% |
£50,000 min loan |
6.14% | 02896 KBTL2407 | Apply |
75% | 2 year tracker | 4.59% (BBR + 0.59%) | 4% | - |
£50,000 min loan |
6.14% | 02897 KBTL2407 | Apply |
75% | 2 year fixed | 3.54% | 5% | 4%, 3% |
£50,000 min loan |
5.50% | 03897 KBTL2509 | Apply |
75% | 2 year fixed | 5.14% | 2% | 4%, 3% |
£50,000 min loan |
6.69% | 03898 KBTL2509 | Apply |
75% | 5 year fixed | 4.86% | 5% | 5%, 5%, 4%, |
£50,000 min loan |
4.86% | 03899 KBTL2509 | Apply |
75% | 5 year fixed | 5.56% | 2% | 5%, 5%, 4%, |
£50,000 min loan |
5.56% | 03900 KBTL2509 | Apply |
80% | 2 year fixed | 5.35% | 2% | 4%, 3% |
£50,000 min loan |
6.90% | 03901 KBTL2509 | Apply |
80% | 5 year fixed | 5.23% | 5% | 5%, 5%, 4%, |
£50,000 min loan |
5.23% | 03902 KBTL2509 | Apply |
80% | 5 year fixed | 5.77% | 2% | 5%, 5%, 4%, |
£50,000 min loan |
5.77% | 03903 KBTL2509 | Apply |

Revert rates:
BBR + 3.00% for 2 Year and 5 Year Fixed products
BBR + 3.25% for Tracker products
Bank of England Base Rate (BBR): 4.00%
Application fee: £145
Acceptable credit profile
*These are acceptable where one of the following applies:
- All CCJs/defaults were registered more than three years ago and satisfied prior to mortgage application
- All CCJs/defaults were satisfied more than 12 months prior to application regardless of date of registration
- All CCJs/defaults in aggregate amount to less than £300, regardless of date of registration, and satisfied prior to mortgage application
**Whilst unsecured arrears are not counted, we reserve the right to consider on a case-by-case basis as part of the full underwrite.
CCJs | Defaults | Secured arrears | Unsecured arrears |
---|---|---|---|
0 in 36* | 0 in 36* | 0 in 12 | Not counted** |
LTV | Product Type | Rate | Fee | ERC | Loan amounts | Assessment rate | Product code | |
---|---|---|---|---|---|---|---|---|
75% | 2 year fixed | 5.34% | 2% | 4%, 3% |
£50,000 min loan |
6.89% | 03904 KBTL2509 | Apply |
75% | 5 year fixed | 5.16% | 5% | 5%, 5%, 4%, |
£50,000 min loan |
5.16% | 03905 KBTL2509 | Apply |
75% | 5 year fixed | 5.86% | 2% | 5%, 5%, 4%, |
£50,000 min loan |
5.86% | 03906 KBTL2509 | Apply |
80% | 2 year fixed | 5.55% | 2% | 4%, 3% |
£50,000 min loan |
7.10% | 03907 KBTL2509 | Apply |
80% | 5 year fixed | 5.53% | 5% | 5%, 5%, 4%, |
£50,000 min loan |
5.53% | 03908 KBTL2509 | Apply |
80% | 5 year fixed | 6.07% | 2% | 5%, 5%, 4%, |
£50,000 min loan |
6.07% | 03909 KBTL2509 | Apply |

Revert rate: BBR + 3.00%
Bank of England Base Rate (BBR): 4.00%
Application fee: £145
Acceptable credit profile
*These are acceptable where one of the following applies:
- All CCJs/defaults were registered more than three years ago and satisfied prior to mortgage application
- All CCJs/defaults were satisfied more than 12 months prior to application regardless of date of registration
- All CCJs/defaults in aggregate amount to less than £300, regardless of date of registration, and satisfied prior to mortgage application
**Whilst unsecured arrears are not counted, we reserve the right to consider on a case-by-case basis as part of the full underwrite.
CCJs | Defaults | Secured arrears | Unsecured arrears |
---|---|---|---|
0 in 36* | 0 in 36* | 0 in 12 | Not counted** |