Broker Team: 01634 835791

Residential Mortgage Affordability Calculator


This calculator will give you an indication of the amount we are willing to lend. It is designed for guidance purposes only and should not be considered a quotation. For intermediary use only.

Error
Employment Income (primary)
 
Add or Remove
Annual gross basic salary

Bonus

Commission

Overtime

Allowance

Employment Income (secondary)
Add or Remove
Annual gross basic salary

Bonus

Commission

Overtime

Allowance

Self Employment Income (primary)
Add or Remove
Net profit in year 1 (latest)

Net profit in year 2

Net profit in year 3

Self Employment Income (secondary)
Add or Remove
Net profit in year 1 (latest)

Net profit in year 2

Net profit in year 3

Self Employed through limited company
Add or Remove

Input basic salary in employment income above
Dividend Income (latest)

Other Income
Add or Remove
Pension

Court order maintenance

Working tax credit

Child tax credit

Housing allowance

Investment income

Trust fund

Family allowance

Mobility allowance

Other income

Error
Income, Tax & NI
Add or Remove
Monthly salary sacrifice

Tax code

Remove letters from code. If tax code starts wih K then replace K with - sign. Default tax code is 1100
Commitments
Add or Remove
Credit card balance

Monthly loan payments

Monthly maintenance payments

Monthly nursery/school fee payments

Monthly mail order payments

Rental / service charges

Error
Expenses
Add or Remove
Number of applicants

Number of other adults

Number of dependent children

Monthly Declared Expenditure
Add or Remove
Food and Non alcoholic drinks

Alcoholic drinks, tobacco and narcotics

Clothing and footwear

Housing (net), fuel & power

Household goods & services

Health

Transport

Communication

Miscellaneous goods & services

Error
Loan Details
Add or Remove
Loan amount

Loan term in years

Initial interest rate

Interest-only portion (%)

Monthly payment

Maximum loan amount

Find a BDM

Find and contact your BDM

Call 01634 835791
Speak to a member of our Broker Liaison Team

View our
newsletter archive

View all

© OneSavings Bank plc 2017.
krbs, Kent Reliance Banking Services and Kent Reliance are trading names of OneSavings Bank plc. Registered in England and Wales (company number 7312896). Registered office: Reliance House, Sun Pier, Chatham, Kent, ME4 4ET. OneSavings Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registered number 530504). We subscribe to the Financial Services Compensation Scheme and the Financial Ombudsman Service.

Help Desk 01634 835791

Hours: 9am-5pm

BTL calculator

* Fill in either:* or Please complete highlighted fields

Rental required

£1,700 Clear all

Calculated at 5% interest rate

View all Buy to let options

test