Residential Mortgage Affordability Calculator


This calculator will give you an indication of the amount we are willing to lend. It is designed for guidance purposes only and should not be considered a quotation. For intermediary use only.

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Employment Income (primary)
 
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Annual gross basic salary

Bonus

Commission

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Allowance

Employment Income (secondary)
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Annual gross basic salary

Bonus

Commission

Overtime

Allowance

Self Employment Income (primary)
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Net profit in year 1 (latest)

Net profit in year 2

Net profit in year 3

Self Employment Income (secondary)
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Net profit in year 1 (latest)

Net profit in year 2

Net profit in year 3

Self Employed through limited company
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Other Income
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Family allowance

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Other income

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Income, Tax & NI
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Monthly salary sacrifice

Commitments
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Credit card balance

Monthly loan payments

Monthly maintenance payments

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Rental / service charges

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Expenses
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Number of applicants

Number of other adults

Number of dependent children

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Loan Details
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5 year fixed

Loan amount

Loan term in years

Initial interest rate

Interest-only portion (%)

Monthly payment

Maximum loan amount

NOTE : Please contact your BDM for maximum loan amount exceeding 3000000.

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© OneSavings Bank plc 2018.
krbs, Kent Reliance Banking Services and Kent Reliance are trading names of OneSavings Bank plc. Registered in England and Wales (company number 7312896). Registered office: Reliance House, Sun Pier, Chatham, Kent, ME4 4ET. OneSavings Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registered number 530504). We subscribe to the Financial Services Compensation Scheme and the Financial Ombudsman Service.

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BTL calculator

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Rental required

£1,700 Clear all

Calculated at 5% interest rate

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