BTL Specialist Mortgage Product Transfer

The mortgage product transfer scheme allows existing customers to transfer to a new mortgage deal when their current deal is coming to an end, or sooner if they request. A transfer of deal requires no valuation or underwriting assessment.

Please see below for our residential mortgage product transfer rates for existing Kent Reliance mortgage customers. Please note that this page is for intermediaries only, please refer to the Coming to the end of your deal section of the Kent Reliance website to present to your client.

If your clients account number starts with 800, see information on how to complete the product transfer on behalf of your client via our online portal on our Product Transfer Portal Hub. If your clients account number starts with 700 please see details on the paper based process on our main Mortgage Product Transfer page. If your client isn't currently a Kent Reliance customer, please see our standard buy to let mortgages page.

Product detail

 
LTV Mortgage type Term Initial rate Product fee Early repayment charge Product code
65% Discounted Variable1 2 2.99% 0.75% No ERCs 01117 SCHB1702
65% Fixed 2 3.19% 0.75% 3% in years one and two 01118 SCHB1702
65% Fixed 3 3.39% 0.75% 3% in years one, two and three 01119 SCHB1702
75% Discounted Variable2 2 3.19% 0.75% No ERCs 01121 SCHB1702
75% Fixed 2 3.39% 0.75% 3% in years one and two 01122 SCHB1702
75% Fixed 3 3.59% 0.75% 3% in years one, two and three 01123 SCHB1702
75% Fixed 5 3.79% 1.00% 5% in year one, 4% in year two and 3% in years three, four and five 01124 SCHB17F5
80% Discounted Variable3 2 3.49% 0.75% No ERCs 01125 SCHB1702
80% Fixed 2 3.69% 0.75% 3% in years one and two 01126 SCHB1702
80% Fixed 3 3.89% 0.75% 3% in years one, two and three 01127 SCHB1702
80% Fixed 5 4.39% 1.00% 5% in year one, 4% in year two and 3% in years three, four and five 01227 SCHB17F5
85% Discounted Variable4 2 4.39% 1.25% No ERCs 01129 SCHB1702
85% Fixed 2 4.59% 1.25% 3% in years one and two 01130 SCHB1702
85% Fixed 3 4.79% 1.25% 3% in years one, two and three 01131 SCHB1702
85% Fixed 5 5.29% 1.25% 5% in year one, 4% in year two and 3% in years three, four and five 01228 SCHB17F5

12.99% |22.79% |32.29% | 41.59%

Minimum loan £1,000. Maximum loan £3,000,000. Loans over 80% LTV are not available for first time landlords.

The Buy to let variable rate is 6.33%.

All our products are subject to availability and may be withdrawn at any time.
ERCs may be incurred for full redemption or repayment of capital.


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