BTL Standard Mortgage Product Transfer

The mortgage product transfer scheme allows existing customers to transfer to a new mortgage deal when their current deal is coming to an end, or sooner if they request. A transfer of deal requires no valuation or underwriting assessment.

Please see below for our residential mortgage product transfer rates for existing Kent Reliance mortgage customers. Please note that this page is for intermediaries only, please refer to the Coming to the end of your deal section of the Kent Reliance website to present to your client.

If your clients account number starts with 800, see information on how to complete the product transfer on behalf of your client via our online portal on our Product Transfer Portal Hub. If your clients account number starts with 700 please see details on the paper based process on our main Mortgage Product Transfer page. If your client isn't currently a Kent Reliance customer, please see our standard buy to let mortgages page.

Product detail

 
LTV Mortgage type Term Initial rate Product fee Early repayment charge Product code
65% Discounted Variable1 2 3.34% 0.75% No ERCs 00940 KCHB1609
65% Fixed 2 3.79% 0.75% 3% in years one and two 00941 KCHB1609
75% Discounted Variable2 2 3.54% 0.75% No ERCs 00675 KCHB1605
75% Fixed 2 3.99% 0.75% 4% in year one, 3% in year two 00676 KCHB1605
75% Fixed 3 4.19% 0.75% 4% in year one, 3% in years two and three 00677 KCHB1605
75% Fixed 5 3.79% 1.00% 5% in year one, 4% in year two and 3% in years three, four and five 01108 KCHB17F5
80% Discounted Variable3 2 4.04% 0.75% No ERCs 00679 KCHB1605
80% Fixed 2 4.49% 0.75% 4% in year one, 3% in year two 00680 KCHB1605
80% Fixed 3 4.59% 0.75% 4% in year one, 3% in years two and three 00681 KCHB1605
80% Fixed 5 4.39% 1.00% 5% in year one, 4% in year two and 3% in years three, four and five 01223 KCHB17F5
85% Discounted Variable4 2 4.74% 1.25% No ERCs 00560 KCHB1512
85% Fixed 2 5.19% 1.25% 4% in year one, 3% in year two 00561 KCHB1512
85% Fixed 3 5.29% 1.25% 4% in year one, 3% in years two and three 00562 KCHB1512
85% Fixed 5 5.29% 1.25% 5% in year one, 4% in year two and 3% in years three, four and five 01224 KCHB17F5

12.99% |22.79% |32.29% | 41.59%

Minimum loan £1,000.
The Buy to let variable rate is 6.33%.

All of our products are subject to availability and may be withdrawn at any time.
ERCs may be incurred on full redemption or repayment of capital.

5% in year one, 4% in year two and 3% in years three, four and five
5% in year one, 4% in year two and 3% in years three, four and five

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Calculated at 5% interest rate

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