BTL Specialist Mortgage Product Transfer

The mortgage product transfer scheme allows existing customers to transfer to a new mortgage deal when their current deal is coming to an end, or sooner if they request. A transfer of deal requires no valuation or underwriting assessment.

Please see below for our Buy to Let mortgage product transfer rates for existing Kent Reliance mortgage customers. Please note that this page is for intermediaries only, please refer to the Coming to the end of your deal section of the Kent Reliance website to present to your client.

For information on how to complete the product transfer on behalf of your client please see our main Buy to Let Product Transfer page. If your client isn't currently a Kent Reliance customer, please see our specialist buy to let mortgage page.

Product detail

 
LTV Mortgage type Term Initial rate Product fee Early repayment charge Product code
65% Discounted Variable1 2 2.99% 0.75% No ERCs 01117 SCHB1702
65% Fixed 2 3.19% 0.75% 3% in years one and two 01118 SCHB1702
65% Fixed 3 3.39% 0.75% 3% in years one, two and three 01119 SCHB1702
75% Discounted Variable2 2 3.19% 0.75% No ERCs 01121 SCHB17F5
75% Fixed 2 3.39% 0.75% 3% in years one and two 01122 SCHB17F5
75% Fixed 3 3.59% 0.75% 4% in year one, 3% in years two and three 01123 SCHB17F5
75% Fixed 5 3.79% 1.00% 5% in year one, 4% in year two and 3% in years three, four and five 01224 SCHB17F5
80% Discounted Variable3 2 3.49% 0.75% No ERCs 01125 SCHB17F5
80% Fixed 2 3.69% 0.75% 3% in years one and two 01126 SCHB17F5
80% Fixed 3 3.89% 0.75% 4% in year one, 3% in years two and three 01127 SCHB17F5
80% Fixed 5 4.39% 1.00% 5% in year one, 4% in year two and 3% in years three, four and five 01227 SCHB17F5
85% Discounted Variable4 2 4.39% 1.25% No ERCs 01129 SCHB17F5
85% Fixed 2 4.59% 1.25% 3% in years one and two 01130 SCHB17F5
85% Fixed 3 4.79% 1.25% 4% in year one, 3% in years two and three 01131 SCHB17F5
85% Fixed 5 5.29% 1.25% 5% in year one, 4% in year two and 3% in years three, four and five 01228 SCHB17F5

13.34% |23.14% |32.84% | 41.94%

Minimum loan £1,000. Maximum loan £3,000,000. Loans over 80% LTV are not available for first time landlords.

The Buy to let variable rate is 6.33%.
Application fee £130 payable at time of application. This is to cover assessing and processing the application (even if the application is unsuccessful or is withdrawn). Please note that applications will not be processed until this fee is received
All our products are subject to availability and may be withdrawn at any time.
ERCs may be incurred for full redemption or repayment of capital.


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