BTL Ex-Pat Mortgage Product Transfer

The mortgage product transfer scheme allows existing customers to transfer to a new mortgage deal when their current deal is coming to an end, or sooner if they request. A transfer of deal requires no valuation or underwriting assessment.

Please see below for our residential mortgage rates for existing Kent Reliance mortgage customers. Please note that this page is for intermediaries only, please refer to the Coming to the end of your deal section of the Kent Reliance website to present to your client.

Online Product Transfer Portal

The Product Transfer portal works with mortgages with account numbers beginning with 0800. If your client's mortgage account number begins with 7000, please follow our previous, paper based process.

0800 account numbers 7000 account numbers
Product transfer portal Paper-based process 

If your clients account number starts with 800, see information on how to complete the product transfer on behalf of your client via our online portal on our Product Transfer Portal Hub. If your clients account number starts with 700 please see details on the paper based process on our main Mortgage Product Transfer page. If your client isn't currently a Kent Reliance customer, please see our standard buy to let mortgages page.

Product detail

LTV Mortgage type Term Initial rate Product fee Early repayment charge Product code
75% Discounted Variable1 2 4.29% 1.00% 3% in years one and two 01141 KCHE1704
Fixed 2 3.99% 1.00% 3% in years one and two 01142 KCHE1704 
75%  Fixed  4.19%  1.00%  3% in years one, two and three  01143 KCHE1704 
75%  Fixed 4.49%  1.00%  5% in year one, 4% in year two and 3% in years three, four and five 01144 KCHE17F5 


The Buy to let variable rate is 6.83%.
All our products are subject to availability and may be withdrawn at any time.
ERCs may be incurred for full redemption or repayment of capital.

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