BTL Ex-Pat Mortgage Product Transfer

The mortgage product transfer scheme allows existing customers to transfer to a new mortgage deal when their current deal is coming to an end, or sooner if they request. A transfer of deal requires no valuation or underwriting assessment.

Please see below for our residential mortgage rates for existing Kent Reliance mortgage customers. Please note that this page is for intermediaries only, please refer to the Coming to the end of your deal section of the Kent Reliance website to present to your client.

For information on how to complete the product transfer on behalf of your client please see our main Buy to Let Product Transfer page. If your client isn't currently a Kent Reliance customer, please see our buy to let ex-pat mortgages page.

Product detail

LTV Mortgage type Term Initial rate Product fee Early repayment charge Product code
75% Discounted Variable1 2 4.64% 1.5% 4% in year one, 3% in year two 00545


The Buy to let variable rate is 6.33%.
Minimum loan amount £125,000. Maximum loan amount £1,500,000
Application fee £130 payable at time of application. This is to cover assessing and processing the application (even if the application is unsuccessful or is withdrawn). Please note that applications will not be processed until this fee is received.
All our products are subject to availability and may be withdrawn at any time.
ERCs may be incurred for full redemption or repayment of capital.

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£1,700 Clear all

Calculated at 5% interest rate

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