Buy to Let

From standard to the most complex mortgage cases, we’re experts in Buy to Let. Our range of BTL mortgages includes 65%, 75%, 80% and 85% LTV options, with applications from Limited Companies and LLPs accepted. We pride ourselves on our flexible approach with bespoke underwriting and an experienced team of Business Development Managers who are experts in helping you find the best option

Is your client a portfolio landlord?

You will need to use our Buy to Let Hub. Find out more.

Initial loans

  • Standard

    Propositions for private and professional landlords financing standard flats or houses

    Find out more
  • Specialist

    For landlords financing houses of multiple occupancy/student lets or for limited companies and LLPs.

    Find out more
  • Limited company loans

    Our mortgages for limited companies offer sensibly priced products backed by a personal service and case by case underwriting.

    Find out more
  • Ex-pat Standard

    Our Ex-patriate mortgages are designed to help clients working overseas to purchase a buy to let property in the UK

    Find out more
  • Ex-Pat Specialist

    Our Ex-patriate mortgages are designed to help clients working overseas to purchase a buy to let property in the UK

    Find out more
  • Fee Assisted Buy to Let loans

    Your clients valuation fees are refunded in full upon completion of the loan.

    Find out more
  • Standard large loans

    Specific Buy to Let products for larger loans starting from £1,000,000 to £3,000,000.

    Find out more
  • Specialist large loans

    For landlords requiring loans between £1,000,000 and £3,000,000 for HMOs, student lets or for limited companies.

    Find out more

    Product Transfer

    • BTL Standard

      The full list of our BTL Standard product transfer rates

      Find out more
    • BTL Specialist

      The full list of our BTL Specialist mortgage transfer rates

      Find out more
    • BTL Ex-pat

      The full list of our BTL ex-pat mortgage product transfer rates.

      Find out more

    Additional borrowing

    • Additional borrowing product guide

      Our range of additional borrowing products can help you reach your goals

      Download PDF

Find a BDM

Find and contact your BDM

Call 01634 835791
Speak to a member of our Broker Liaison Team

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© OneSavings Bank plc 2018.
krbs, Kent Reliance Banking Services and Kent Reliance are trading names of OneSavings Bank plc. Registered in England and Wales (company number 7312896). Registered office: Reliance House, Sun Pier, Chatham, Kent, ME4 4ET. OneSavings Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registered number 530504). We subscribe to the Financial Services Compensation Scheme and the Financial Ombudsman Service.

Help Desk 01634 835791

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BTL calculator

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Rental required

£1,700 Clear all

Calculated at 5% interest rate

View all Buy to let options