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We're expanding our Ex-pat offering
For people currently working abroad, our ex-pat mortgages offer solutions to help your clients purchase or remortgage an investment property in the UK while they are temporarily out of the United Kingdom. 

Current processing times

Initial underwriting

3 working days. Submissions after 4pm will be considered as submitted the following day.

Additional correspondence and documents

2 working days

Agreement in Principle

2 working days

Latest updates

Important Information
Essential Maintenance

Please note access to the broker choices portal will not be available between the hours of 17:00 on Friday 24 November and 08:30 on Monday 27 November for essential maintenance. We apologise for any inconvenience this may cause and will resume services as soon as possible.

Bank of England Rate Change

Following the decision by the Monetary Policy Committee to increase the Bank of England base rate, we have undertaken a review of our current mortgage interest rates. This has resulted in the decision to increase both our Residential and Buy to Let SVRs by 0.25%, effective from 1 December 2017 for new and existing customers. Read our FAQs.

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Fee Assisted Remortgages Available

Benefit from having your standard valuation fees refunded within 30 days of successful completion or from a fee assisted conveyancing service from Optima Legal when you remortgage a property valued up to £500,000 and select an eligible product. 

Buy to Let or Residential

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New underwriting standards for portfolio landlords have arrived

Find out how our new Portfolio Submission Platform will save you time and effort while meeting the new requirements.

Start submitting cases

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© OneSavings Bank plc 2017.
krbs, Kent Reliance Banking Services and Kent Reliance are trading names of OneSavings Bank plc. Registered in England and Wales (company number 7312896). Registered office: Reliance House, Sun Pier, Chatham, Kent, ME4 4ET. OneSavings Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registered number 530504). We subscribe to the Financial Services Compensation Scheme and the Financial Ombudsman Service.